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  • Two Wheeler Liability Home







































I want to
select
  • buy insurance
  • register a claim
  • make a service request
  • talk to customer service
I would like to insure
The family members to be insured are
With confirmed date of birth
API Issues

You are in Two wheeler Liability quick quote page

For my

Select a model from our most popular options

  • HONDA

    ACTIVA 3G

  • 01

    Bike make not present?

    It’s possible that we aren’t currently providing cover for the vehicle you have specified. For more information, kindly contact us by calling our toll-free number 1800 266 4545.

  • 02

    Bike make no longer available in market?

    Don’t worry, even if your vehicle is not one that is currently available in the market, this won’t have any negative impact on your policy, claims, servicing or renewals.

For model

  • 01

    Bike model or variant not present?

    For more details, please feel free to call our toll-free number 1800 266 4545, or leave your contact details here and a representative will get back to you soon.

  • 02

    Where do I find the model and variant information about my bike?

    For accurate information about your model and variant, check your RC (Registration Certificate) copy.

  • 03

    Why is selecting the correct model and variant important?

    Your bike model and variant will be used as the basis for us to provide you with a premium quote. If you have entered incorrect bike model and variant details, do not worry, it still can be rectified. However this could lead to a change in the amount quoted as your premium.

  • 04

    Bike model and variant no longer available in the market?

    For more details, please feel free to call our toll-free number 1800 266 4545, or leave your contact details here and a representative will get back to you soon.

  • 05

    What happens if I accidentally input incorrect details?

    Your bike model and variant will be used as the basis for us to provide you with a quote for your premium. If you have entered the incorrect car model and variant, do not worry, it can be rectified, but this could lead to a change in the amount quoted as your premium.

Which is registered at

  • 01

    What is my RTO location?

    RTO stands for Regional Transport Office, and every car is registered at an RTO. If your car was registered in Thane, then your RTO location is Thane.

  • 02

    What happens if the registered city and city of usage are different?

    For us to provide you with an accurate premium, we need to know where your car is registered. So, if your car was registered in Delhi, but you currently use the vehicle in Mumbai, you need to enter Delhi as your RTO location.

  • 03

    Registered city not present?

    If your RTO location or city is not present, you can select the nearest city available in the list, and we will provide you a quote accordingly. For more information, kindly call us on our toll-free number 1 800 266 4545

  • 04

    Does the city have an impact on my premium?

    Yes, the premium for your car insurance is calculated keeping a number of factors in mind, and the city in which the car is registered is one of these factors.

On the following date

Enter either Registration or Invoice date

  • 01

    Where can I find my bikes registration date?

    Your bike’s registration date will be recorded in your RC.

  • 02

    What if my bike is not yet registered?

    If your bike isn’t registered yet, we can provide you with a premium quote based on the invoice date of your bike.

  • 03

    What is my invoice date?

    The invoice date is the date on which your bike was billed with the bike manufacturer.

  • 04

    What is the difference between the registration date and invoice date?

    Your registration date is the date on which your bike is registered with the RTO, while your invoice date refers to the date on which your bike was billed with the bike manufacturer.

My previous policy expired/expires on

Select previous policy term
0
  • 01

    What if my policy has already expired?

    Sorry, we are not insuring bikes with expired policy.

  • 02

    What is previous policy term?

    Previous policy term is number of years your previous policy with previous insurer.

  • 03

    Where can I find previous policy term?

    Check your existing insurance policy and calculate start and end date of your policy.

Existing no claim bonus is
0%
  • 50%
  • 45%
  • 35%
  • 25%
  • 20%
  • 0%
Claim count in 1st year is
0
  • 0
  • 1
  • 2
  • more than 2
Claim count in 2nd year is
0
  • 0
  • 1
  • 2
  • more than 2
Claim count in 3rd year is
0
  • 0
  • 1
  • 2
  • more than 2
  • 01

    Why do I need to declare previous claims?

    You need to declare any claims made with your previous insurer in the current insurance policy, as it will impact the calculation of the No Claim Bonus percentage.

  • 02

    Will a past claim impact my premium?

    Yes, a past claim will have an impact on the calculation of the No Claim Bonus percentage.

  • 03

    What is claim count?

    Number of claims made by you during your existing policy period.

Send my quote to this number

And this email address

For this state

We assure you as per our Privacy Policy we will
not share your details with anybody.

  • 01

    Why do I need to share my e-mail ID and phone number?

    Your contact details will allow us to share important information pertaining to your quote/policy with you, and will help us serve you better.

  • 02

    Will I be called if I share my mobile number?

    You will only be called if you have any trouble transacting on our website.

  • 03

    Why do I need to provide information about my state?

    Information on state is required for computation of Goods & Services Tax (GST)

Sorry, due to a technical glitch premium could not be displayed, please try again

Pay your premium for 2 or 3 years
and avail of additional discount.

Your Premium
(Without add-ons) is

Rs.

Inclusive of all taxes
Continue
Know more
  • 1 Year

  • 2 Years

  • 3 Years

Note: Dear valued customer, your premium quote includes mandatory Personal Accident cover for Owner Driver with an coverage of Sum Insured 15 Lacs for 1 year term. Effective 01st Jan 2019, this cover has been made optional for customers who already hold a similar or existing personal accident policy/ies covering Death and Permanent Disability (Total and Partial) where Sum Insured is 15 Lacs or more and the said policy/ies will continue to be in full force during the 1 year Own Damage term/period declared under this Proposal. You also have an option to opt for a standalone mandatory Personal Accident cover for Owner Driver for Sum Insured 15 lacs. If you wish to opt out of the said PA cover under this policy or wish to opt for a standalone PA cover, please immediately connect with us on toll free No: 1800 266 4545 or visit any of our branch offices.

  • 01

    What is IDV?

    IDV stands for Insured Declared Value. IDV is the current market value of your vehicle, and is the amount you will receive if the car is totally damaged, or in case of theft.

  • 02

    Can I change my IDV?

    Yes, you can change your IDV to a maximum of + or – 10%. It is recommended that you go with the option we suggest, and a change in your IDV will impact your premium.

  • 03

    What does my premium include?

    Your premium is of a comprehensive plan, without any add-ons. The policy will cover own damages and third party liability. It also includes applicable taxes.

Edit insured declared value for your bike

Current optimum calculated IDV is

New IDV*

Changing this information will change
your premium quote as well.

What is IDV?

Insured declared value is the maximum sum assured fixed by us and payable on theft or total loss of vehicle.

i/we give my/our consent to receive information in respect of policy servicing, claim servicing, updates on my policy, updates on new and existing product, marketing or servicing my relationship with Kotak Mahindra General Insurance Company Limited, its group companies/associates or agents through Telephone/Mobile/SMS/e-Mail, etc. Further, i/we understand that my/our consent to receive calls/communications shall be valid and shall prevail over my/our current or any subsequent registration of my/our number for the NDNC and shall continue to be treated as my/our consent/acceptance. (If you do not wish to accord your consent, please submit a Do Not Call  (DNC) form alongwith this form.

i/we have been explained to form, including the clause on consent to call,  and i/we have signed the same after understanding and accepting the terms contained therein.

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Correspondence address

Kotak General Insurance Company Ltd.
8th Floor, Zone IV, Kotak Infiniti, Bldg. 21, Infinity IT Park, Off WEH, Gen. AK Vaidya Marg, Dindoshi, Malad (E), Mumbai – 400097. India


  • Within India: 1800 266 4545 (Toll free)
    From Overseas: +91-22-61249600 (IST 8 am to 8 pm)
  • care@kotak.com
  • www.kotakgeneral.com

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The advertisement contains only an indication of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. Trade logo displayed above belongs to Kotak Mahindra Bank Ltd. and is used by Kotak General Insurance Company Limited under license. Kotak Mahindra General Insurance Company Ltd. CIN: U66000MH2014PLC260291. IRDAI Reg. No.152. Registered Office Address: 27 BKC, C 27, G Block, Bandra Kurla Complex, Bandra East, Mumbai – 400051. Maharashtra. India.

Disclaimer

  • You will be redirected to the website of Wellogo Services Private Limited, our wellness service provider, to facilitate your request. This link is provided only for your convenience. Kotak Mahindra General Insurance Company Limited does not undertake any liability, responsibility or reliability of any service, statement or other information displayed or provided through the website of Wellogo Services Private Limited.
  • Request you to refer the policy wordings pertaining to “Health and Rewards” and “Value Added Benefits” covers.
  • You agree to share your policy information with Wellogo Services Private Limited for the purpose of facilitation of the Wellness services.
  • You authorize Wellogo Services Private Limited to make a contact you over phone call/sms/ email for providing the Wellness services
  • You agree that by clicking on the link, you will redirected to Wellogo Services Private Limited website.
  • The use of website of Wellogo Services Private Limited is subject to the terms of use, other terms and guidelines, if any, contained within that website.
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