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ALTO 800 LX BS - IV
It’s possible that we aren’t currently providing cover for the vehicle you have specified. For more information, kindly contact us by calling our toll-free number 1 800 266 4545
Don’t worry, even if your car is not one that is currently available in the market, this won’t have any negative impact on your policy, claims, servicing or renewals.
For more details, please feel free to call our toll-free number 1800 266 4545, or leave your contact details here and a representative will get back to you soon.
For accurate information about your model and variant, check your RC (Registration Certificate) copy.
Your car model and variant will be used as the basis for us to provide you with a premium quote. If you have entered incorrect car model and variant details, do not worry, it still can be rectified. However this could lead to a change in the amount quoted as your premium.
Your car model and variant will be used as the basis for us to provide you with a quote for your premium. If you have entered the incorrect car model and variant, do not worry, it can be rectified, but this could lead to a change in the amount quoted as your premium.
RTO stands for Regional Transport Office, and every car is registered at an RTO. If your car was registered in Thane, then your RTO location is Thane.
For us to provide you with an accurate premium, we need to know where your car is registered. So, if your car was registered in Delhi, but you currently use the vehicle in Mumbai, you need to enter Delhi as your RTO location.
If your RTO location or city is not present, you can select the nearest city available in the list, and we will provide you a quote accordingly. For more information, kindly call us on our toll-free number 1 800 266 4545
Yes, the premium for your car insurance is calculated keeping a number of factors in mind, and the city in which the car is registered is one of these factors.
Enter either Registration or Invoice date
Your car’s registration date will be recorded in your RC.
If your car isn’t registered yet, we can provide you with a premium quote based on the invoice date of your car.
The invoice date is the date on which your car was billed with the car manufacturer.
Your registration date is the date on which your car is registered with the RTO, while your invoice date refers to the date on which your car was billed with the car manufacturer.
You needn't worry if your policy has already expired, you can still buy insurance from us. We will carry out an inspection of the car before collecting the premium from you, depending on what the expiry date of your previous policy was.
Vehicle inspection is only required if your car insurance policy has already expired. The inspection helps us to identify if there is any existing damage to the car. This in turn helps us to process your claims, if any, without any hassle.
To arrange a time and date for the car inspection, one of our call centre executives will get in touch with you. The time will be arranged according to your availability and convenience.
Made a claim in the past
Not made a claim in the past
You need to declare any claims made with your previous insurer in the current insurance policy, as it will impact the calculation of the No Claim Bonus percentage.
Yes, a past claim will have an impact on the calculation of the No Claim Bonus percentage.
As the name suggests, a No Claim Bonus is the reward you receive for not making a claim in the preceding year. The bonus can range from 20% to 50%.
You can refer to your previous insurance policy for details on the No Claim Bonus percentage. This information will be provided by your previous insurer.
The No Claim Bonus percentage is calculated depending on the claims you have made in the previous year.
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Your contact details will allow us to share important information pertaining to your quote/policy with you, and will help us serve you better.
You will only be called if you have any trouble transacting on our website.
Information on state is required for computation of Goods & Services Tax (GST)
Note: Dear valued customer, your premium quote includes mandatory Personal Accident cover for Owner Driver with an coverage of Sum Insured 15 Lacs for 1 year term. Effective 01st Jan 2019, this cover has been made optional for customers who already hold a similar or existing personal accident policy/ies covering Death and Permanent Disability (Total and Partial) where Sum Insured is 15 Lacs or more and the said policy/ies will continue to be in full force during the 1 year Own Damage term/period declared under this Proposal. You also have an option to opt for a standalone mandatory Personal Accident cover for Owner Driver for Sum Insured 15 lacs. If you wish to opt out of the said PA cover under this policy or wish to opt for a standalone PA cover, please immediately connect with us on toll free No: 1800 266 4545 or visit any of our branch offices.
IDV stands for Insured Declared Value. IDV is the current market value of your vehicle, and is the amount you will receive if the car is totally damaged, or in case of theft.
Yes, you can change your IDV to a maximum of + or – 10%. It is recommended that you go with the option we suggest, and a change in your IDV will impact your premium.
Your premium is of a comprehensive plan, without any add-ons. The policy will cover own damages and third party liability. It also includes applicable taxes.
Current optimum calculated IDV is
Changing this information will change
your premium quote as well.
Insured declared value is the maximum sum assured fixed by us and payable on theft or total loss of vehicle.
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