Bike Insurance in Delhi NCR

Limit your speed, not your two-wheeler insurance

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Speed up your bike insurance renewalwith Kotak.
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Instant car policy with zero paper-work

Instant policy with zero paper-work

Quick and hassle-free car claim process

Quick and hassle-free claim process

Kotak General Car Insurance Google Ratings

4/5

We take your safety seriously

Car Insurance Claim

4200+

Cashless Garages

Insurance Claim

Jet-Speed

Claims

No Claim Bonus

Upto 50%

No Claim Bonus

Car Claim Settlement Ratio

98.31%

Claim Settlement Ratio

24/7-Around-The-Clock-Car-Assistance

24/7

Around The Clock Assistance

Note: The above data is till 1st April, 2024

Two Wheeler Insurance Policy in Delhi NCR

Delhi, the capital of India, also happens to be a union territory. Accredited as the heart of the country, this sprawling city is home to the judicial, executive and legislative departments of the Government of India.

Replete with a fascinating past, the remnants of this city appear in the labyrinth of old edifices, narrow lanes and historical sites, such as the Red Fort, Qutub Minar, Humayun’s Tomb, India Gate, and many more.

Amidst a rich history and culture, present-day Delhi has a lot more to offer. Today, the city-turned-metropolis emanates a modern and pulsating lifestyle fraught with new roadways, residential complexes, entertainment centres, shopping malls, numerous satellite skyscrapers, and so on. From the industrial hub of Gurgaon to the expansive green areas of Noida, one can experience the city’s progression first-hand.

Along with this rapid advancement, the population too has increased manifold. This has led to an upsurge in travel requirements. Despite the city’s efficient transportation system, which includes the competent metro services, people have been drawn to the convenience and comfort of owning private vehicles, especially two-wheelers.

With a staggering number of road incidents on the rise, the Motor Vehicles Act mandates vehicle owners to take third party motor insurance. But for all the risks attached on road, it's safer to opt for comprehensive 2 wheeler insurance in India. This offers better protection against financial liabilities arising in case of accidents, natural calamities, and theft.

In keeping with this, we at Kotak General Insurance, offer services for you to procure a two wheeler insurance in Noida as well as a bike insurance in Delhi NCR, wherein you avail comprehensive cover against accidental damages along with the added advantages of cashless garages in the area.

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Key features of Two Wheeler Insurance from Kotak

Discover the exciting bike Insurance Features that go the extra mile for your safetyCar Safety

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Cashless servicing.

Kotak General Insurance has to tie up with 4000+ cashless garages network across India to provide its customers access to cashless servicing. You just have to take your vehicle to the nearest network garage for repair and the insurance company will take care of the expenses incurred.

NCB discounts & entitlements

NCB discounts & entitlements

No-claim bonus is a discount rewarded to policyholders for each claim-free policy year, typically starting at 20% for the first year and reaching a maximum of 50% for the next five consecutive claim-free years. This bonus is transferable and can be applied to a new vehicle purchase.

Car Premium discounts

Premium discounts

Get an additional discount (as per the tariff) on your bike insurance premium when you opt for Voluntary Deductible in addition to Compulsory Deductible.

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Cashless Garages in Delhi NCR:

We render convenient network of cashless garages throughout Delhi, Noida and Gurugram. This allows you to opt for the closest facility at your convenience.

Benefits of Kotak General Two Wheeler Insurance:

While opting for a two wheeler insurance, it is important to invest in a policy that safeguards you against financial liabilities which may transpire in case of an unforeseen event or accident. Moreover, it should offer additional benefits along with the accidental coverage. Keeping this in mind, we offer the following benefits:

  • Damage protection against man-made and natural calamities

  • Personal accident and passenger cover

  • Third party liability

  • No Claim Bonus

  • Add-ons such as zero depreciation cover, medical cover, etc.

So, there’s no need to scour the market for two wheeler/bike insurance in Delhi. Simply reach out to us, request a quick quote, and soon you’ll be road-ready in Delhi NCR.

Add–ons available with bike insurance policy by Kotak

Customize your coverage with our amazing add-ons - they're like bonus features for your bike protection!right

Car Depreciation Cover

Depreciation Cover

Zero depreciation is an add-on cover in which the claim amount is paid by the insurance company without considering the factor of depreciation of your bike or scooter

Return to Invoice

Return to Invoice

Return to invoice add-on pays the difference between the invoice value of your bike or scooter and its insured declared value in the event of total loss or theft.

Consumables Cover

Consumables Cover

Consumable covers include the cost of consumables such as bolts, screws, nuts, lubricants, etc needed in the repair of your bike or scooter

Car Engine Protect

Engine Protect

Engine protect add-on covers the damages caused to the engine of your bike or scooter due to water logging or water spillage and pays for replacement or repair of the engine of the insured vehicle.

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Garage Cash

Garage Cash add-on pays a daily allowance to enable you to meet your daily conveyance cost through hired transport during the period when you bike is under repair.

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Personal Accident Cover

PA cover is an optional add-on benefit of up to 15 lacs for death or total and permanent disablement due to an accident. The cover is available only for owner/driver of the bike/scooter. The cover is mandatory unless you have an existing PA cover with a minimum sum insured of Rs.15 lakhs.

Steps to buy bike insurance online from Kotak

Hassle-free insurance at your fingertips with our easy and fast online processimage

Get all-round protection for your precious two wheeler in a few steps. We at Kotak General Insurance understand the value of your time and have simplified the bike & scooter insurance buying process to a few simple steps.

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Click on the "Get A Quick Quote" button on Bike Insurance page.

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Fill in your vehicle details such as registration number, model, make etc.

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Check quote, fill in your personal details and make the payment online.

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Policy Wording
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Cut the wait time

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Intimate Claim

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Quick Verification

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Instant Settlement

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Kotak Bike Insurance Reviews & Ratings

Look what they have to say

Kotak Bike Insurance Reviews & Ratings

Look what they have to say

We are very happy if you are satisfied with our service and products. Let's read pure reviews from customers who bought our products.

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Bike Insurance

It was a smooth experience. Will surely recommend my friends for Kotak. Thank you it was a good experience.

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Bike Insurance

Timely and hassle-free experience

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Bike Insurance

The cashless claim was seamless and was a overall very good customer experience

Steps to renew bike insurance policy online from Kotak

Follow these quick steps to renew your bike insurance policy and keep your bike protected alwaysimage

On-time renewals are beneficial and Kotak allows you the easy process of renewing your bike insurance policy online.

Steps to renew car insurance policy online from Kotak
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Visit https://www.kotakgeneral.com/renewal and select the type of two-wheeler insurance policy which is due for renewal. For example, if you want to renew a comprehensive two-wheeler insurance policy, then select comprehensive two-wheeler insurance.

How to claim Two-Wheeler Insurance online at Kotak

Filing a claim has never been this easy – we made sure of itimage

How to file a car insurance claim at Kotak
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Call us on 1800 266 4545 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.

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Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.

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You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.

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An arrangement will be made by us for an inspection, it will be conducted within 24 hours if a claim is reported on a working day, or the next working day if the claim is reported on a Sunday or a public holiday.

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The vehicle can then be repaired by the insurer followed by the payment for the same by the insurer.

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Submit all bills, payment receipt along with your policy details to us, and we will make the payment within 7 working days of completion of the documentation

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Call us on 1800 266 4545 (8 a.m. – 8 p.m.) and intimate us about your claim with the details of your policy.

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Once your claim is registered, our customer support executive will provide you with a Claim Reference Number.

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You will be required to submit the relevant documents, which may include your Driving License, RC Copy, and Policy FIR Copy, in accordance with the Policy terms and conditions.

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An arrangement will be made by us for an inspection, it will be conducted within 24 hours if a claim is reported on a working day, or the next working day if the claim is reported on a Sunday or a public holiday.

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The vehicle can then be repaired by the insurer followed by the payment for the same by the insurer.

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Submit all bills, payment receipt along with your policy details to us, and we will make the payment within 7 working days of completion of the documentation

List of documents required for filing a bike insurance claim

Get familiar with the documents needed for speedy claim processimage

Documents required for bike insurance claim

To raise a bike insurance claim under different situations mentioned above, you will require the following documents.

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Registration Certificate (RC) Copy

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Policy Copy

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Policy holder's valid ID proof

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Drivers Driving license

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FIR Copy (In case of theft and TP claim)

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Duly filled Claim form

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Any further requirements will be conveyed basis inspection

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Steps to download physical copy of Bike Insurance Policy

Here is your step-by-step guide to access your policy copyimage

After you buy a policy online, the soft copy of the bike insurance policy is instantly issued and sent to the registered email ID. Thereafter, the physical copy of the bike insurance policy is sent through mail within a few days. If you are unable to find the soft copy of bike insurance policy in your email or if you have misplaced the physical copy, you can download the policy online

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Visit our website www.kotakgeneral.com

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Click on ‘Download Policy Copy’ under Login button on top right-hand corner

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Enter the policy number, registered mobile number or the registered email ID and click on ‘Get OTP’

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An OTP would be sent to your registered mobile number and email ID. Enter the OTP in the required field and submit

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The policy copy would be available for download. You can download it on your system and save it for future use

Kotak General Insurance cashless network garages

Our cashless network garages makes roadside assistance a sleek experience at the time of uncertaintyimage

Buying a two-wheeler insurance gives access to cashless network garages which provides convenience and hassle-free car repairs covered by Kotak General Insurance without the need for upfront payment.

Bike Insurance glossary

There's always more to know about bike Insuranceimage

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Two Wheeler Insurance Premium

The bike & scooter premium is the amount paid by the policyholder periodically to the insurance company towards the bike insurance policy

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IDV in Two Wheeler Insurance

The IDV is the maximum coverage amount set by the insurer for a vehicle, based on the manufacturer's price adjusted for depreciation. In case of total loss, it represents the compensation to the policyholder.

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Coverage in Two Wheeler Insurance

Coverage is the amount of risk that is covered for the policyholder through an insurance policy.

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RTO- Regional Transport Office

Your guide to RTO offices. Get insights into different locationsimage

RTO stands for Regional Transport Office and is a government body responsible for vehicle registration and issuance of driver’s licenses. Also, the RTO in each state is responsible for maintaining the database of its drivers and vehicles.

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"Always by your side. Keeping you safe"