Two Wheeler Insurance Chennai

Limit your speed, not your two-wheeler insurance

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Kotak Bike Insurance Policy in 2 Minutes
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Instant bike insurance policy with zero paperwork

Quick and hassle-free claim process

Quick and hassle-free claim process

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We take your safety seriously

4000+

4000+

Cashless Garages

Jet-Speed

Jet-Speed

Claims

Upto 50%

Upto 50%

No Claim Bonus

97%

97%

Claim Settlement Ratio

24/7

24/7

Around the clock Assistance

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Premium FeaturesComprehensive Plan

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Own Damage Plan
Bike damage due to natural disasters

Bike damage due to natural disasters

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Bike damage due to man-made calamities eg: riots

Bike damage due to man-made calamities eg: riots

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Bike damage due to fire

Bike damage due to fire

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Damage to third party vehicle

Damage to third party vehicle

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Damage to third party property

Damage to third party property

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Third party’s death or injury

Third party’s death or injury

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Theft coverage

Theft coverage

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Personal accident cover

Personal accident cover

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Extra coverage with optional add-ons

Extra coverage with optional add-ons

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No claim bonus up to 50%

No claim bonus up to 50%

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Cashless repairs

Cashless repairs

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Supreme Offerings

Awesome covers,added security awaits you

Amazing thingsAwait in your policy

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Fire

Fire

Don’t let fire damage to your bike ruin your life. Stay protected against any loss and get compensated for damages caused by fire.

Natural disasters

Natural disasters

When disaster strike, we’ve got you covered. Get protected from the effects or damages due to natural disasters.

Third party damage

Third party damage

We’ll cover you for all third-party damages caused due to a road accident or any other mishap involving your two-wheeler. You are protected against accidents and mishaps on the road.

Personal accident

Personal accident

Get comprehensive coverage to protect yourself and your loved ones from unpredictable events such as accidents.

Theft

Theft

You should never have to worry about anything when it comes to protection from theft. Because two-wheelers are easy targets for thieves, we'll cover it all for your bike.

Man-made calamities

Man-made calamities

We safeguard your vehicle against all man-made disasters such as theft, burglary, strikes and riots. We keep your vehicle safe & protected always.

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Wear, tear & general aging of vehicle

Does not cover any damages due to normal wear and tear and general aging of the vehicle

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Depreciation or consequential losses

Coverage does not include depreciation or consequential losses (unless they are separately covered by add-ons).

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Vehicle used otherwise

Does not cover any damage caused by the vehicle being driven otherwise than in accordance with the limitations on its use.

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Mechanical/Electrical breakdown

Any damage or loss that occurred due to mechanical or electrical breakdown is not covered.

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Any contractual liability

You are not covered under bike insurance policy for any contractual liability if you are found to be responsible for the damages.

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Influence of drugs or liquor

Does not cover damage to/by a person who is driving under the influence of drugs or alcohol.

Generous Benefits

Kotak Bike Insurance
Add-Ons

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Secure the depreciation value of your two-wheeler in case of parts replaced on account of damage to the insured vehicle and/or to its accessories.

Generous Benefits

We say,

Why settle for less!

Zero depreciation cover
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Secure the depreciation value of your two-wheeler in case of parts replaced on account of damage to the insured vehicle and/or to its accessories.

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Policy wording
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Kotak Bike Insurance
Reviews & Ratings

Look what they have to say

Kotak Bike Insurance
Reviews & Ratings

Look what they have to say

We are very happy if you are satisfied with our service and products. Let's read pure reviews from customers who bought our products.

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Bike Insurance

It was a smooth experience. Will surely recommend my friends for Kotak. Thank you it was a good experience.

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Timely and hassle-free experience

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The cashless claim was seamless and was a overall very good customer experience

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All About Bike Insurance In Chennai

So stay informed about bike insurance in chennai

Bike Insurance in Chennai

Chennai, formerly known as Madras, is a historical city of contrasts. It is infused with tradition, yet is astonishingly modern in its approach. Located on the Coromandel Coast, off the Bay of Bengal, it is the fourth largest city in India and the commercial and cultural soul of the south. The stunning beaches, museums, filter coffee, and fragrance of jasmine flowers in the air make tourists instantly fall in love with the subtlety of this place.

Chennai, also popularly known as the “Detroit of South Asia”, boasts major automobile manufacturing units and other related industries that have created their own niche here. The influx of such companies has directly led to a surge in the ownership of motor vehicles in the city. A recent survey confirms that Chennai has the third largest number of owned-bikes in the country - with a huge number of two wheelers hitting the roads everyday.

The registration of mopeds, motorbikes, and scooters across Tamil Nadu has been increasing drastically, this despite a well-chalked-out public transportation system. Today, most individuals prefer an affordable and convenient mode of transport, like their trusty two wheelers. But for all the risks attached on road, vehicular traffic is a growing cause for concern. And taking two wheeler insurance in Chennai is a very important aspect that comes with owning a two wheeler in Chennai. While basic third party motor insuranceis a mandatory requirement in the country, opting for a policy that matches your specific needs is a far more sensible thing to do.

At Kotak General Insurance, we encourage you to opt for a plan that best fits your requirements. Not only will this make you a law-abiding citizen but also a responsible and satisfied one. What’s more, you also get to avail our cashless service in need.

Cashless Garages in Chennai

Our cashless garage facility helps customers get their bikes repaired and serviced without having to pay anything upfront. You can easily access and avail this feature at any of our network garages in Chennai. To know more, see the full list of cashless garages below.

Benefits of Kotak General Two Wheeler Insurance

Our two wheeler insurance policy doesn’t serve just one purpose. Therefore, it is essential to see and know all the attached benefits. These include:

  • Damage protection against man-made and natural calamities
  • Third party liability
  • Personal accident and passenger cover
  • Add-ons such as zero depreciation cover, medical cover, etc.
  • No Claim Bonus

So, if you’re looking for a bike insurance policy with affordable premium in Chennai, opt for one that comprehensively covers all your personal and financial needs. Get a quick quote from us and you’ll be on your way!

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"Always by your side. Keeping you safe"