Hero Two Wheeler Insurance

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Quick and hassle-free claim process

Quick and hassle-free claim process

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No Claim Bonus

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Claim Settlement Ratio

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Own Damage Plan
Bike damage due to natural disasters

Bike damage due to natural disasters

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Bike damage due to man-made calamities eg: riots

Bike damage due to man-made calamities eg: riots

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Bike damage due to fire

Bike damage due to fire

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Damage to third party vehicle

Damage to third party vehicle

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Damage to third party property

Damage to third party property

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Third party’s death or injury

Third party’s death or injury

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Theft coverage

Theft coverage

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Personal accident cover

Personal accident cover

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Extra coverage with optional add-ons

Extra coverage with optional add-ons

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No claim bonus up to 50%

No claim bonus up to 50%

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Cashless repairs

Cashless repairs

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Fire

Fire

Don’t let fire damage to your bike ruin your life. Stay protected against any loss and get compensated for damages caused by fire.

Natural disasters

Natural disasters

When disaster strike, we’ve got you covered. Get protected from the effects or damages due to natural disasters.

Third party damage

Third party damage

We’ll cover you for all third-party damages caused due to a road accident or any other mishap involving your two-wheeler. You are protected against accidents and mishaps on the road.

Personal accident

Personal accident

Get comprehensive coverage to protect yourself and your loved ones from unpredictable events such as accidents.

Theft

Theft

You should never have to worry about anything when it comes to protection from theft. Because two-wheelers are easy targets for thieves, we'll cover it all for your bike.

Man-made calamities

Man-made calamities

We safeguard your vehicle against all man-made disasters such as theft, burglary, strikes and riots. We keep your vehicle safe & protected always.

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Wear, tear & general aging of vehicle

Does not cover any damages due to normal wear and tear and general aging of the vehicle

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Depreciation or consequential losses

Coverage does not include depreciation or consequential losses (unless they are separately covered by add-ons).

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Vehicle used otherwise

Does not cover any damage caused by the vehicle being driven otherwise than in accordance with the limitations on its use.

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Mechanical/Electrical breakdown

Any damage or loss that occurred due to mechanical or electrical breakdown is not covered.

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Any contractual liability

You are not covered under bike insurance policy for any contractual liability if you are found to be responsible for the damages.

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Influence of drugs or liquor

Does not cover damage to/by a person who is driving under the influence of drugs or alcohol.

Generous Benefits

Kotak Bike Insurance
Add-Ons

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Secure the depreciation value of your two-wheeler in case of parts replaced on account of damage to the insured vehicle and/or to its accessories.

Generous Benefits

We say,

Why settle for less!

Zero depreciation cover
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Secure the depreciation value of your two-wheeler in case of parts replaced on account of damage to the insured vehicle and/or to its accessories.

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Policy wording
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Kotak Bike Insurance
Reviews & Ratings

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Kotak Bike Insurance
Reviews & Ratings

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We are very happy if you are satisfied with our service and products. Let's read pure reviews from customers who bought our products.

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It was a smooth experience. Will surely recommend my friends for Kotak. Thank you it was a good experience.

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Timely and hassle-free experience

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The cashless claim was seamless and was a overall very good customer experience

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All About Hero Two Wheeler Insurance

So stay informed about hero two wheeler insurance

Two-Wheeler Insurance For Hero Bike & Scooter

Unarguably, Hero is the number one two-wheeler manufacturer in India. The two-wheeler motorcycle brand, earlier known as Hero Honda, began its operations in India in 1999. Hero collaborated with the Japanese counterpart to establish its brand in the Indian market. However, in spite of parting ways, Hero is still a common choice among people when it comes to commuter two-wheelers. Currently, the brand has four operational plants in the country, at Gurugram, Dharuhera, Haridwar, and the Hero Garden Factory in Neemrana, Rajasthan.

Hero boasts of 33 years of excellence. With over 75 million two-wheelers sold, you may rely on this brand to purchase your dream vehicle. The company offers numerous models catering to various age groups, right from youngsters to adults. Due to such a huge catalog offering, you may count on Hero MotoCorp Ltd., to find a two-wheeler that suits your budget. Another plus point is the quality of various commuter bikes and scooters. Hero MotoCorp also offers extended warranties, thereby giving the much-needed assurance of timely services and quality checks on a regular basis. Moreover, you may avail of excellent after-sales services from any of its 6000 service centers.

If you are planning to buy your dream motorcycle from Hero MotoCorp, below is the list of top-selling models in India. Among the scooters, you can consider the Maestro, which comes with a 109cc engine and a power of 8.2 Ps.

Top two wheeler models offered by Hero MotoCorp in India -

  • Hero Splendor
  • Hero Motocorp Passion
  • HF Deluxe
  • Hero Glamour

Two Wheeler Insurance from Kotak

At Kotak General Insurance, you can avail comprehensive and tailor-made insurance coverage for your Hero two-wheeler. With our two wheeler insurance plan, you enjoy financial coverage against any financial expenses that may arise due to damages caused to your two-wheeler.

Kotak Two Wheeler Secure – Policy Benefits

With Kotak General Insurance’s two wheeler policy for your Hero vehicle, you can avail coverage against damages due to natural calamity, man-made calamity, third-party liability and personal accident coverage for yourself and your co-passengers.

Additionally, with Kotak’s Two Wheeler Secure Policy, you also have the option to choose from multiple policy tenures ranging from 1-3 years. A longer tenure offers a seamless long-term protection without the hassles of yearly renewals with the added benefit of additional discounts.

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