Optional Covers of Car Insurance
By selecting your top choices from the available range of optional covers, you have an opportunity to build a car insurance policy that caters to your personal needs. For extended protection and to secure your car under dynamic circumstances, you can
choose from any of the given additional covers.
1. Depreciation Cover
Secure the depreciation value of your car in case of total loss with our depreciation cover. With this cover, you can claim the maximum amount of your car without any deduction for depreciation.
2. Consumables Cover
With consumables cover, you get compensated for the replacement of consumable items like lubricants, engine oil, brake oil, power steering oil, AC gas, nuts, bolts, grease, etc. This cover saves you from having to pay out of your own pocket for these
3. Engine Protect
Your car’s engine is in a state of constant wear and tear and, hence, it is subject to damage. With an engine protect cover, you can get compensated for consequential losses caused to the car's engine or/and its parts due to incidents like water
ingression, leakage of lubricant oil, etc.
4. Return to Invoice
In case of a total loss of your car due to theft or accident, you can get compensated with the insured declared value (IDV) of the car with the help of the Return to Invoice add-on. This add-on cover is not applicable for transfer of ownership cases.
5. Tyre Protection Cover
Your car’s tyres are exposed to incessant struggles as they bear the weight of the vehicle while at the same time surviving the bad road conditions. Hence, it is vulnerable to suffering damage. Using tyre protection cover, you can get compensated
for the repair, replacement, as well as labour charges incurred. This cover is valid upto 1.5 years only with tyre serial number.
6. Daily Car Allowance
When your car is under repair for more than two days, you can continue with your customary work and chores using the add-on cover of daily car allowance.
7. Loss of Personal Belonging
There are chances that in the case of accidents, it’s not just your car that faces damage but also personal belongings that were inside the car. With this protection cover, you can be compensated for the loss of personal belongings as per the
IDV of your policy.
8. Roadside Assistance
With our 24*7 roadside assistance, you can protect your vehicle from unexpected on-the-road inconveniences. This cover provides you with backup under the following circumstances.
- Towing due to an accident or breakdown
- Battery jump start
- Arrangement/Supply of fuel
- Emptying of the fuel tank
- Flat tyre(s)
- Breakdown support over the phone
- Taxi benefits
- Arrangement of keys
- Message relay
- Minor repairs