Car Insurance In Mumbai

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Kotak Car Insurance Policy in 2 Minutes
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Quick and hassle-free claim process

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4/5

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We take your safety seriously

4000+

4000+

Cashless Garages

Jet-Speed

Jet-Speed

Claims

Upto 50%

Upto 50%

No Claim Bonus

99%

99%

Claim Settlement Ratio

24/7

24/7

Around the clock Assistance

* The above data is till 31st March, 2023

Don't overspend on car insurance

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Premium FeaturesComprehensive Plan

discountGrab additional discounts upto 22.5% on credit score

Own Damage Plan
Cashless repairs

Cashless repairs

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No claim bonus up to 50%

No claim bonus up to 50%

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Coverage to electrical/non-electrical accessories

Coverage to electrical/non-electrical accessories

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Coverage to bi-fuel systems

Coverage to bi-fuel systems

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Damage to third party property

Damage to third party property

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Third party’s death or injury

Third party’s death or injury

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Zero Depreciation cover add-on inbuilt

Zero Depreciation cover add-on inbuilt

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Extra coverage with optional add-ons

Extra coverage with optional add-ons

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Standard Features
Car damage

Car damage

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Theft coverage

Theft coverage

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Personal accident cover

Personal accident cover

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Car damage due to natural disasters

Car damage due to natural disasters

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Car damage due to man-made calamities eg: riots

Car damage due to man-made calamities eg: riots

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Car damage due to fire

Car damage due to fire

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Kotak Car Insurance for your Favorite Brands

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Supreme Offerings

Awesome covers,added security awaits you

Amazing thingsAwait in your policy

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Electrical accessories

Electrical accessories

Insuring your vehicle’s every need and providing comprehensive plan that covers all electrical/non-electrical accessories.

Fire

Fire

Don’t let fire damage to your car ruin your life. Stay protected against any loss and get compensated for damages caused by fire.

Self ignition

Self ignition

Get compensated for losses incurred from combustion that occurs without the use of an external heat source.

Natural disasters

Natural disasters

When disaster strike, we’ve got you covered. Get protected from the effects or damages due to natural disasters.

Personal accident

Personal accident

Get comprehensive coverage to protect yourself and your loved ones from unpredictable events such as accidents.

Explosion

Explosion

Keeping your property safe & covered from the damages caused by rapid nuclear or chemical reactions.

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Wear, tear & general aging of vehicle

We do not cover any damages due to normal wear and tear and general aging of the vehicle

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Depreciation or consequential losses

Our coverage does not include depreciation or consequential losses (unless they are separately covered by add-ons).

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Vehicle used otherwise

We do not cover any damage caused by the vehicle being driven otherwise than in accordance with the limitations on its use.

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Mechanical/Electrical breakdown

Any damage or loss that occurred due to mechanical or electrical breakdown is not covered by us.

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Any contractual liability

You are not covered under our insurance policy for any contractual liability if you are found to be responsible for the damages.

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Influence of drugs or liquor

We do not cover damage to/by a person who is driving under the influence of drugs or alcohol.

Generous Benefits

We say,
Why settle for less!generous-benefits-lady

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In case of a breakdown, we’ve got you covered with towing, repairs and more when you need it most.

Generous Benefits

We say,

Why settle for less! generous-benefits-lady

Road side assistance
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In case of a breakdown, we’ve got you covered with towing,repairs and more when you need it most.

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Product brochure
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Policy wording
Policy wording
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The perfect coverage for your dream car

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For entry segment vehicles
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For premium vehicles
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For luxury vehicles

The perfect coverage for your dream car

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For entry segment vehicles

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For premium vehicles

Kotak Car Insurance
Reviews & Ratings

Look what they have to say

Kotak Car Insurance
Reviews & Ratings

Look what they have to say

We are very happy if you are satisfied with our service and products. Let's read pure reviews from customers who bought our products.

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Car Insurance

Entire process starting from claim registration to the completion was very speedy and smooth. After claim registration I did not need to talk or remind the company. It was my first experience of its kind which I felt wonderful. Thanks Kotak General Insurance!

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Car Insurance

The overall process was very smooth and professional. Minimal documentation and process. Liked the Professionalism and proactiveness of the employees in Kotak. Thanks for the support.

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Car Insurance

Very satisfying first experience with Kotak. Likely to renew the policy with Kotak.

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All About Car Insurance In Mumbai Online

So stay informed about car insurance in mumbai

Car Insurance Policy in Mumbai

Mumbai, the most populous city in India, is home to over 22 million people. Thanks to its booming economy and well-deserved reputation as the cultural and entertainment hub of the nation, Mumbai attracts a throng of tourists from around the globe. People come to ‘the city that never sleeps’ to experience its premiere nightlife, gorge on the lip-smacking food, and shop from the unique bazaars that line the streets across town.

Of course, it is intimidating for a city with limited space and infrastructure to accommodate such a large number of citizens, a number that keeps growing. Perhaps for this reason, peripheral areas like Thane and Navi Mumbai are becoming increasingly popular among those who wish to remain in the din of Mumbai but want to distance themselves from the overcrowding. Real estate is currently flourishing in these newly-planned cities, accompanied with a steep rise in the number of vehicles on the road.

Between the massive influx of vacationers and daily swarm of resident commuters, the public transportation system is barely able to keep up with the relentless rise in travel requirements. This is one of the reasons why the streets of Mumbai are perpetually crawling with private vehicles. The expedited way of living has made it imperative for inhabitants to purchase a car of their own. Driving in and around Mumbai is no longer a luxury; it is a necessity.

However, the ownership of a car doesn’t just come with the promise of convenience, it also comes with the responsibility of buying an insurance. Given the potential perils on road, investing in a car insurance in Mumbai or nearby areas like Thane or Navi Mumbai, is perhaps the most sensible thing you can do to keep yourself and your vehicle safe.

At Kotak General Insurance we offer policies that not only protect your car against damages, but also provide a host of additional services such as no claim bonus and cashless garages. We have established a sizeable network of cashless garages across the city, including Thane and Navi Mumbai, where you can get your vehicle repaired without having to pay anything upfront.

Cashless Garages in Mumbai, Thane or Navi Mumbai

Whether you are in Mumbai, Thane, or Navi Mumbai, you will find a garage near you that provides our cashless service. To check our full list of network garages, see below.

Benefits of Kotak General Insurance’s Car Insurance Policy

Investing in car insurance may not be a choice, but you do have the freedom to decide where to purchase the policy from.

In addition of being an affordable car insurance policy provider in Mumbai, opting for Kotak General Insurance’s Car Secure Policy for your car will enable you to avail various benefits such as:

  • Damage protection against man-made and natural calamities
  • Personal accident and passenger cover
  • Third party liability
  • No Claim Bonus
  • Add-ons such as zero depreciation cover, medical cover, etc.
  • Up to 22.5% additional discount based on credit score
  • Automobile Association of India (AAI) member discount

A good car insurance in India is one that protects you and your vehicle from any financial loss and helps you remain stress-free on the road.

Get a car insurance policy quote or buy a car insurance plan from us to secure your driving experience on the unpredictable streets of Mumbai.

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"Always by your side. Keeping you safe"