Car Insurance In Kolkata

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Quick and hassle-free claim process

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4/5

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We take your safety seriously

4000+

4000+

Cashless Garages

Jet-Speed

Jet-Speed

Claims

Upto 50%

Upto 50%

No Claim Bonus

99%

99%

Claim Settlement Ratio

24/7

24/7

Around the clock Assistance

* The above data is till 31st March, 2023

Don't overspend on car insurance

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Premium FeaturesComprehensive Plan

discountGrab additional discounts upto 22.5% on credit score

Own Damage Plan
Cashless repairs

Cashless repairs

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No claim bonus up to 50%

No claim bonus up to 50%

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Coverage to electrical/non-electrical accessories

Coverage to electrical/non-electrical accessories

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Coverage to bi-fuel systems

Coverage to bi-fuel systems

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Damage to third party property

Damage to third party property

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Third party’s death or injury

Third party’s death or injury

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Zero Depreciation cover add-on inbuilt

Zero Depreciation cover add-on inbuilt

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Extra coverage with optional add-ons

Extra coverage with optional add-ons

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Standard Features
Car damage

Car damage

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Theft coverage

Theft coverage

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Personal accident cover

Personal accident cover

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Car damage due to natural disasters

Car damage due to natural disasters

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Car damage due to man-made calamities eg: riots

Car damage due to man-made calamities eg: riots

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Car damage due to fire

Car damage due to fire

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Kotak Car Insurance for your Favorite Brands

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Supreme Offerings

Awesome covers,added security awaits you

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Electrical accessories

Electrical accessories

Insuring your vehicle’s every need and providing comprehensive plan that covers all electrical/non-electrical accessories.

Fire

Fire

Don’t let fire damage to your car ruin your life. Stay protected against any loss and get compensated for damages caused by fire.

Self ignition

Self ignition

Get compensated for losses incurred from combustion that occurs without the use of an external heat source.

Natural disasters

Natural disasters

When disaster strike, we’ve got you covered. Get protected from the effects or damages due to natural disasters.

Personal accident

Personal accident

Get comprehensive coverage to protect yourself and your loved ones from unpredictable events such as accidents.

Explosion

Explosion

Keeping your property safe & covered from the damages caused by rapid nuclear or chemical reactions.

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Wear, tear & general aging of vehicle

We do not cover any damages due to normal wear and tear and general aging of the vehicle

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Depreciation or consequential losses

Our coverage does not include depreciation or consequential losses (unless they are separately covered by add-ons).

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Vehicle used otherwise

We do not cover any damage caused by the vehicle being driven otherwise than in accordance with the limitations on its use.

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Mechanical/Electrical breakdown

Any damage or loss that occurred due to mechanical or electrical breakdown is not covered by us.

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Any contractual liability

You are not covered under our insurance policy for any contractual liability if you are found to be responsible for the damages.

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Influence of drugs or liquor

We do not cover damage to/by a person who is driving under the influence of drugs or alcohol.

Generous Benefits

We say,
Why settle for less!generous-benefits-lady

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In case of a breakdown, we’ve got you covered with towing, repairs and more when you need it most.

Generous Benefits

We say,

Why settle for less! generous-benefits-lady

Road side assistance
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In case of a breakdown, we’ve got you covered with towing,repairs and more when you need it most.

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Product brochure
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Policy wording
Policy wording
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The perfect coverage for your dream car

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For entry segment vehicles
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For premium vehicles
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For luxury vehicles

The perfect coverage for your dream car

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For entry segment vehicles

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For premium vehicles

Kotak Car Insurance
Reviews & Ratings

Look what they have to say

Kotak Car Insurance
Reviews & Ratings

Look what they have to say

We are very happy if you are satisfied with our service and products. Let's read pure reviews from customers who bought our products.

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Car Insurance

Entire process starting from claim registration to the completion was very speedy and smooth. After claim registration I did not need to talk or remind the company. It was my first experience of its kind which I felt wonderful. Thanks Kotak General Insurance!

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Car Insurance

The overall process was very smooth and professional. Minimal documentation and process. Liked the Professionalism and proactiveness of the employees in Kotak. Thanks for the support.

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Car Insurance

Very satisfying first experience with Kotak. Likely to renew the policy with Kotak.

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All About Car Insurance In Kolkata Online

So stay informed about car insurance in kolkata

Car Insurance Policy in Kolkata

Kolkata, formerly known as Calcutta, is widely construed as the ‘cultural capital’ of India. Steeped in literary ethnicity, and an eminent base for education and fine arts, it is the foreground for the country’s social and political scenario.

A land where East meets West, Kolkata, the former capital of British India, retains much of its colonial-era architecture and heritage. However, today, this 350-year-old metropolis is thronged with people, and buzzing with commerce, transport, and industries. Locally, Kolkata is recognised as the urban nucleus of eastern India.

One of the oldest, and now, overpopulated cosmopolitans in the country, Kolkata’s core machinery is run by its middle class. Relying laboriously on the public transport system, and India’s only functional tram network, it is the self-churned human energy that drives this chaotic city. However, in recent times, vehicular traffic has started to soar. The masses and gentry in Kolkata have increasingly leaned towards the convenience of private vehicles to navigate around. But these cars don’t just come with convenience. They also come with the attached responsibility of taking insurance. And as per the Motor Vehicles Act, purchasing a third party car insurance in India is mandatory.

To safeguard your vehicle from losses and damages caused by accidents, we offer policies that protect your car and provide immediate relief from expenses. More so, you also receive indemnity against damages or injuries caused to third parties. Lastly, but perhaps most notably, you can avail our cashless facility, which permits getting your car repaired without having to pay anything upfront.

Cashless Garages in Kolkata

Car owners in Kolkata can now reach out to our wide network of cashless garages and services all across the city. See the entire list of cashless garages below.

Benefits of Kotak General Insurance’s Car Insurance Policy

For a seamless driving experience, you need to scout for a comprehensive car policy that covers all your needs. With us, paying a car insurance premium in Kolkata is easy and meaningful. The attached advantages are:

  • Damage protection against man-made and natural calamities
  • Personal accident and passenger cover
  • Third party liability
  • No Claim Bonus
  • Up to 22.5% additional discount based on credit score
  • Added benefits such as zero depreciation cover, medical cover, etc.
  • Automobile Association of India (AAI) member discount

A good car insurance in India is one that protects you and your vehicle from any financial loss and helps you remain stress-free on the road.

Get a car insurance policy quote or buy a car insurance plan from us to secure your driving experience on the unpredictable streets of Kolkata.

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