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Instant policy with zero paper-work
Quick and hassle-free claim process
We take your safety seriously
No Claim Bonus
Claim Settlement Ratio
Around the clock Assistance
* The above data is till 31st March, 2023
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|Premium Features||Comprehensive Plan||Own Damage Plan|
No claim bonus up to 50%
Coverage to electrical/non-electrical accessories
Coverage to bi-fuel systems
Damage to third party property
Third party’s death or injury
Zero Depreciation cover add-on inbuilt
Extra coverage with optional add-ons
Personal accident cover
Car damage due to natural disasters
Car damage due to man-made calamities eg: riots
Car damage due to fire
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You deserve one of the best car insurances
Hi there, how can we help you?
I wanna know about my premium
Cause awesomeness has no ending
Insuring your vehicle’s every need and providing comprehensive plan that covers all electrical/non-electrical accessories.
Don’t let fire damage to your car ruin your life. Stay protected against any loss and get compensated for damages caused by fire.
Get compensated for losses incurred from combustion that occurs without the use of an external heat source.
When disaster strike, we’ve got you covered. Get protected from the effects or damages due to natural disasters.
Get comprehensive coverage to protect yourself and your loved ones from unpredictable events such as accidents.
Keeping your property safe & covered from the damages caused by rapid nuclear or chemical reactions.
Wear, tear & general aging of vehicle
We do not cover any damages due to normal wear and tear and general aging of the vehicle
Depreciation or consequential losses
Our coverage does not include depreciation or consequential losses (unless they are separately covered by add-ons).
Vehicle used otherwise
We do not cover any damage caused by the vehicle being driven otherwise than in accordance with the limitations on its use.
Any damage or loss that occurred due to mechanical or electrical breakdown is not covered by us.
Any contractual liability
You are not covered under our insurance policy for any contractual liability if you are found to be responsible for the damages.
Influence of drugs or liquor
We do not cover damage to/by a person who is driving under the influence of drugs or alcohol.
In case of a breakdown, we’ve got you covered with towing, repairs and more when you need it most.
Why settle for less!
In case of a breakdown, we’ve got you covered with towing,repairs and more when you need it most.
The perfect coverage for your dream car
Look what they have to say
Look what they have to say
We are very happy if you are satisfied with our service and products. Let's read pure reviews from customers who bought our products.
Entire process starting from claim registration to the completion was very speedy and smooth. After claim registration I did not need to talk or remind the company. It was my first experience of its kind which I felt wonderful. Thanks Kotak General Insurance!
The overall process was very smooth and professional. Minimal documentation and process. Liked the Professionalism and proactiveness of the employees in Kotak. Thanks for the support.
Very satisfying first experience with Kotak. Likely to renew the policy with Kotak.
So stay informed about car insurance in kolkata
Car Insurance Policy in Kolkata
Kolkata, formerly known as Calcutta, is widely construed as the ‘cultural capital’ of India. Steeped in literary ethnicity, and an eminent base for education and fine arts, it is the foreground for the country’s social and political scenario.
A land where East meets West, Kolkata, the former capital of British India, retains much of its colonial-era architecture and heritage. However, today, this 350-year-old metropolis is thronged with people, and buzzing with commerce, transport, and industries. Locally, Kolkata is recognised as the urban nucleus of eastern India.
One of the oldest, and now, overpopulated cosmopolitans in the country, Kolkata’s core machinery is run by its middle class. Relying laboriously on the public transport system, and India’s only functional tram network, it is the self-churned human energy that drives this chaotic city. However, in recent times, vehicular traffic has started to soar. The masses and gentry in Kolkata have increasingly leaned towards the convenience of private vehicles to navigate around. But these cars don’t just come with convenience. They also come with the attached responsibility of taking insurance. And as per the Motor Vehicles Act, purchasing a third party car insurance in India is mandatory.
To safeguard your vehicle from losses and damages caused by accidents, we offer policies that protect your car and provide immediate relief from expenses. More so, you also receive indemnity against damages or injuries caused to third parties. Lastly, but perhaps most notably, you can avail our cashless facility, which permits getting your car repaired without having to pay anything upfront.
Cashless Garages in Kolkata
Car owners in Kolkata can now reach out to our wide network of cashless garages and services all across the city. See the entire list of cashless garages below.
Benefits of Kotak General Insurance’s Car Insurance Policy
For a seamless driving experience, you need to scout for a comprehensive car policy that covers all your needs. With us, paying a car insurance premium in Kolkata is easy and meaningful. The attached advantages are:
A good car insurance in India is one that protects you and your vehicle from any financial loss and helps you remain stress-free on the road.
Get a car insurance policy quote or buy a car insurance plan from us to secure your driving experience on the unpredictable streets of Kolkata.
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