Car Insurance In Delhi

Buy car insurance policy online

Get your car insuredNOW


Buy online to avail 5% discount on policy premium

Renew your car insurancesuper quick
Instant car policy with zero paper-work

Instant policy with zero paper-work

Quick and hassle-free car claim process

Quick and hassle-free claim process

Kotak General Car Insurance Google Ratings


We take your safety seriously

Car Insurance Claim


Cashless Garages

Insurance Claim



No Claim Bonus

Upto 50%

No Claim Bonus

Car Claim Settlement Ratio


Claim Settlement Ratio



Around The Clock Assistance

Note: The above data is till 1st April, 2024

Car Insurance Policy in Delhi NCR

Delhi, the capital of India, is steeped in history and legend. Known for its historical buildings and heritage sites such as Qutub Minar, Red Fort and Humayun’s Tomb, the city reflects vestiges of lost empires in almost every nook and cranny.

Fast-forward in time and you’re transported to a different Delhi – a pulsating and progressive metropolis brimming with life. Between the political corridors of New Delhi, the never-ending green expanses of Noida and the satellite skyscrapers of Gurgaon, you’ll find street-stalls, fine-dining restaurants and glitzy malls strung out across the city's urban landscape. A country in itself, there’s so much to experience here.

However, along with such accelerated growth, this densely populated city has witnessed a corresponding rise in travel demands. Even with a widespread public transportation system and an efficient metro, most people have taken to the comfort and convenience of a car. But for all the potential risks applicable on road, there is the attached responsibility of buying car insurance in India, which is mandatory.

For this, we at Kotak General Car Insurance offer policies that not only protect your car against damages, but also provide the added convenience of cashless garages across NCR (Delhi, Gurgaon and Noida). The facility allows you to reach out to any of our garages in Delhi NCR and avail repair to your car without having to pay anything upfront.

Car Insurance - Kotak General Insurance

Get Quick Supportimage

Do you have any queries on Insurance?
I’m here to help.
Do you have any doubts after knowing your
premium? I'm here to help.
Get Quick Support

Hi there, how can we help you?

I wanna know about my premium

Cashless Garages in Delhi NCR

Over time, we have established a strong network of garages in the NCR region to help you with our cashless service. You can find us at a multitude of places. Be it Old Delhi or New Delhi, Noida or Gurgaon, we stay reliably within reach no matter where you are. See the entire list of cashless garages below.

Benefits of Kotak General Car Insurance

Paying for a car insurance policy comes with a number of well-assessed benefits attached to it. But most importantly, it should secure your peace of mind. As such, our comprehensive policy (Kotak Car Secure) offers protection from financial liabilities that may befall in case of an accident or damages. Important features of our policy are:

  • Damage protection against man-made and natural calamities

  • Third party liability

  • Personal accident and passenger cover

  • Added benefits such as zero depreciation cover, medical cover, etc.

  • No Claim Bonus

  • Get up to 22.5% additional discount based on credit score

  • Automobile Association of India (AAI) member discount

Reach out to us if you are looking for a reliable car insurance in Delhi NCR. Get a quick quote, and you’ll be road-ready and stress-free in no time.

Product Brochure
Download Nowimage
Policy Wording
Download Nowimage

Cut the wait time

We process your claim @ Jet-speedimage

Intimate Claim


Quick Verification


Instant Settlement

Know More

Kotak Car Insurance Reviews & Ratings

Look what they have to say

Kotak Car Insurance Reviews & Ratings

Look what they have to say

We are very happy if you are satisfied with our service and products. Let's read pure reviews from customers who bought our products.

Car Insurance

Entire process starting from claim registration to the completion was very speedy and smooth. After claim registration I did not need to talk or remind the company. It was my first experience of its kind which I felt wonderful. Thanks Kotak General Insurance!

Car Insurance

The overall process was very smooth and professional. Minimal documentation and process. Liked the Professionalism and proactiveness of the employees in Kotak. Thanks for the support.

Car Insurance

Very satisfying first experience with Kotak. Likely to renew the policy with Kotak.

Kotak General Insurance cashless network garages

Our cashless network garages makes roadside assistance a sleek experience at the time of uncertaintyimage

Buying a car insurance gives access to cashless network garages which provides convenience and hassle-free car repairs covered by Kotak General Insurance without the need for upfront payment.

Car Insurance glossary

There's always more to know about Car Insuranceimage


Insured declared value (IDV) in car insurance

The Insured Declared Value (IDV) is the insurer's maximum coverage for a vehicle during a policy period. It is calculated using the vehicle's selling price and depreciation, and serves as compensation in case of total loss.


No claim bonus (NCB) in car insurance

The No Claim Bonus is the discount on the own damage portion on the premium offered to the policyholder from the car insurance company for responsible driving and not filing damage claims during the preceding policy year.


Zero depreciation in car insurance

Zero Depreciation Cover is an add-on wherein the entire claim amount is settled by the car insurance company without factoring in depreciation value of the insured car. This cover is applicable to vehicles that are less than 5 years old.

Head over to our learning centre

RTO- Regional Transport Office

Your guide to RTO offices. Get insights into different locationsimage

RTO stands for Regional Transport Office and is a government body responsible for vehicle registration and issuance of driver’s licenses. Also, the RTO in each state is responsible for maintaining the database of its drivers and vehicles.

Car insurance for your favorite brands

We've got you covered with car insurance for your favorite brandsimage

Important Blogs about Car Insurance

Your car deserves the best insuranceimage


"Always by your side. Keeping you safe"