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Instant policy with zero paper-work
Quick and hassle-free claim process
We take your safety seriously
No Claim Bonus
Claim Settlement Ratio
Around the clock Assistance
* The above data is till 31st March, 2023
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|Premium Features||Comprehensive Plan||Own Damage Plan|
No claim bonus up to 50%
Coverage to electrical/non-electrical accessories
Coverage to bi-fuel systems
Damage to third party property
Third party’s death or injury
Zero Depreciation cover add-on inbuilt
Extra coverage with optional add-ons
Personal accident cover
Car damage due to natural disasters
Car damage due to man-made calamities eg: riots
Car damage due to fire
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You deserve one of the best car insurances
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I wanna know about my premium
Cause awesomeness has no ending
Insuring your vehicle’s every need and providing comprehensive plan that covers all electrical/non-electrical accessories.
Don’t let fire damage to your car ruin your life. Stay protected against any loss and get compensated for damages caused by fire.
Get compensated for losses incurred from combustion that occurs without the use of an external heat source.
When disaster strike, we’ve got you covered. Get protected from the effects or damages due to natural disasters.
Get comprehensive coverage to protect yourself and your loved ones from unpredictable events such as accidents.
Keeping your property safe & covered from the damages caused by rapid nuclear or chemical reactions.
Wear, tear & general aging of vehicle
We do not cover any damages due to normal wear and tear and general aging of the vehicle
Depreciation or consequential losses
Our coverage does not include depreciation or consequential losses (unless they are separately covered by add-ons).
Vehicle used otherwise
We do not cover any damage caused by the vehicle being driven otherwise than in accordance with the limitations on its use.
Any damage or loss that occurred due to mechanical or electrical breakdown is not covered by us.
Any contractual liability
You are not covered under our insurance policy for any contractual liability if you are found to be responsible for the damages.
Influence of drugs or liquor
We do not cover damage to/by a person who is driving under the influence of drugs or alcohol.
In case of a breakdown, we’ve got you covered with towing, repairs and more when you need it most.
Why settle for less!
In case of a breakdown, we’ve got you covered with towing,repairs and more when you need it most.
The perfect coverage for your dream car
Look what they have to say
Look what they have to say
We are very happy if you are satisfied with our service and products. Let's read pure reviews from customers who bought our products.
Entire process starting from claim registration to the completion was very speedy and smooth. After claim registration I did not need to talk or remind the company. It was my first experience of its kind which I felt wonderful. Thanks Kotak General Insurance!
The overall process was very smooth and professional. Minimal documentation and process. Liked the Professionalism and proactiveness of the employees in Kotak. Thanks for the support.
Very satisfying first experience with Kotak. Likely to renew the policy with Kotak.
So stay informed about car insurance in delhi
Car Insurance Policy in Delhi NCR
Delhi, the capital of India, is steeped in history and legend. Known for its historical buildings and heritage sites such as Qutub Minar, Red Fort and Humayun’s Tomb, the city reflects vestiges of lost empires in almost every nook and cranny.
Fast-forward in time and you’re transported to a different Delhi – a pulsating and progressive metropolis brimming with life. Between the political corridors of New Delhi, the never-ending green expanses of Noida and the satellite skyscrapers of Gurgaon, you’ll find street-stalls, fine-dining restaurants and glitzy malls strung out across the city's urban landscape. A country in itself, there’s so much to experience here.
However, along with such accelerated growth, this densely populated city has witnessed a corresponding rise in travel demands. Even with a widespread public transportation system and an efficient metro, most people have taken to the comfort and convenience of a car. But for all the potential risks applicable on road, there is the attached responsibility of buying car insurance in India, which is mandatory.
For this, we at Kotak General Car Insurance offer policies that not only protect your car against damages, but also provide the added convenience of cashless garages across NCR (Delhi, Gurgaon and Noida). The facility allows you to reach out to any of our garages in Delhi NCR and avail repair to your car without having to pay anything upfront.
Cashless Garages in Delhi NCR
Over time, we have established a strong network of garages in the NCR region to help you with our cashless service. You can find us at a multitude of places. Be it Old Delhi or New Delhi, Noida or Gurgaon, we stay reliably within reach no matter where you are. See the entire list of cashless garages below.
Benefits of Kotak General Car Insurance
Paying for a car insurance policy comes with a number of well-assessed benefits attached to it. But most importantly, it should secure your peace of mind. As such, our comprehensive policy (Kotak Car Secure) offers protection from financial liabilities that may befall in case of an accident or damages. Important features of our policy are:
Reach out to us if you are looking for a reliable car insurance in Delhi NCR. Get a quick quote, and you’ll be road-ready and stress-free in no time.
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