Car Insurance In Chennai

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Kotak Car Insurance Policy in 2 Minutes
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Instant policy with zero paper-work

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Quick and hassle-free claim process

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4/5

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We take your safety seriously

4000+

4000+

Cashless Garages

Jet-Speed

Jet-Speed

Claims

Upto 50%

Upto 50%

No Claim Bonus

99%

99%

Claim Settlement Ratio

24/7

24/7

Around the clock Assistance

* The above data is till 31st March, 2023

Don't overspend on car insurance

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Premium FeaturesComprehensive Plan

discountGrab additional discounts upto 22.5% on credit score

Own Damage Plan
Cashless repairs

Cashless repairs

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No claim bonus up to 50%

No claim bonus up to 50%

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Coverage to electrical/non-electrical accessories

Coverage to electrical/non-electrical accessories

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Coverage to bi-fuel systems

Coverage to bi-fuel systems

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Damage to third party property

Damage to third party property

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Third party’s death or injury

Third party’s death or injury

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Zero Depreciation cover add-on inbuilt

Zero Depreciation cover add-on inbuilt

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Extra coverage with optional add-ons

Extra coverage with optional add-ons

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Standard Features
Car damage

Car damage

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Theft coverage

Theft coverage

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Personal accident cover

Personal accident cover

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Car damage due to natural disasters

Car damage due to natural disasters

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Car damage due to man-made calamities eg: riots

Car damage due to man-made calamities eg: riots

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Car damage due to fire

Car damage due to fire

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Kotak Car Insurance for your Favorite Brands

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Supreme Offerings

Awesome covers,added security awaits you

Amazing thingsAwait in your policy

Cause awesomeness has no ending car

Electrical accessories

Electrical accessories

Insuring your vehicle’s every need and providing comprehensive plan that covers all electrical/non-electrical accessories.

Fire

Fire

Don’t let fire damage to your car ruin your life. Stay protected against any loss and get compensated for damages caused by fire.

Self ignition

Self ignition

Get compensated for losses incurred from combustion that occurs without the use of an external heat source.

Natural disasters

Natural disasters

When disaster strike, we’ve got you covered. Get protected from the effects or damages due to natural disasters.

Personal accident

Personal accident

Get comprehensive coverage to protect yourself and your loved ones from unpredictable events such as accidents.

Explosion

Explosion

Keeping your property safe & covered from the damages caused by rapid nuclear or chemical reactions.

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Wear, tear & general aging of vehicle

We do not cover any damages due to normal wear and tear and general aging of the vehicle

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Depreciation or consequential losses

Our coverage does not include depreciation or consequential losses (unless they are separately covered by add-ons).

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Vehicle used otherwise

We do not cover any damage caused by the vehicle being driven otherwise than in accordance with the limitations on its use.

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Mechanical/Electrical breakdown

Any damage or loss that occurred due to mechanical or electrical breakdown is not covered by us.

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Any contractual liability

You are not covered under our insurance policy for any contractual liability if you are found to be responsible for the damages.

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Influence of drugs or liquor

We do not cover damage to/by a person who is driving under the influence of drugs or alcohol.

Generous Benefits

We say,
Why settle for less!generous-benefits-lady

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In case of a breakdown, we’ve got you covered with towing, repairs and more when you need it most.

Generous Benefits

We say,

Why settle for less! generous-benefits-lady

Road side assistance
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In case of a breakdown, we’ve got you covered with towing,repairs and more when you need it most.

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Product brochure
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Policy wording
Policy wording
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The perfect coverage for your dream car

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For entry segment vehicles
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For premium vehicles
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For luxury vehicles

The perfect coverage for your dream car

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For entry segment vehicles

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For premium vehicles

Kotak Car Insurance
Reviews & Ratings

Look what they have to say

Kotak Car Insurance
Reviews & Ratings

Look what they have to say

We are very happy if you are satisfied with our service and products. Let's read pure reviews from customers who bought our products.

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Car Insurance

Entire process starting from claim registration to the completion was very speedy and smooth. After claim registration I did not need to talk or remind the company. It was my first experience of its kind which I felt wonderful. Thanks Kotak General Insurance!

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Car Insurance

The overall process was very smooth and professional. Minimal documentation and process. Liked the Professionalism and proactiveness of the employees in Kotak. Thanks for the support.

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Car Insurance

Very satisfying first experience with Kotak. Likely to renew the policy with Kotak.

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All About Car Insurance In Chennai Online

So stay informed about car insurance in chennai

Car Insurance Policy in Chennai

From the smell of jasmine on the streets to the aroma of filter coffee at restaurants, Chennai is famous for all this and more. Located on the Coromandel Coast off the Bay of Bengal, it is the biggest industrial and commercial hub in South India. The city attracts tourists around the year for its magnificent heritage, stunning beaches and divine sunsets. This is one of the primary reasons why it was named as the top ten cities in the world to visit in 2015.*

Inbuilt with the country's first mass rapid transport system, Chennai is also known as the ‘Detroit of India’, and is home to 30% of India’s automobile industry. This has led to a spurt in car sales in the city. But owning a car comes with the attached responsibility of buying insurance. While a car offers convenience and comfort, investing in a car insurance policy will ensure yours and your vehicle’s safety and security.

For this, we at Kotak General Insurance, offer our customers car insurance in Chennai with the added advantage of cashless garage services. This service allows them to get their insured vehicle repaired at any of these garages, without paying anything upfront.

Cashless Garages in Chennai

In Chennai, we have an established network of our cashless garages at your disposal. To avail our cashless service, you can reach out to any of the centres that are close to you. See the full list of cashless garages below.

Benefits of Kotak General Insurance’s Car Insurance Policy

While buying a car insurance policy, it is important to understand the inherent benefits attached to it. A good policy is one that comprehensively covers you against accidental damages and provides proper security. As a company that believes in offering the best services to our customers, here are the key features we offer:

  • Damage protection against man-made and natural calamities
  • Personal accident and passenger cover
  • Third party liability
  • No Claim Bonus
  • Add-ons such as zero depreciation cover, medical cover, etc.
  • Up to 22.5% additional discount based on credit score
  • Automobile Association of India (AAI) member discount

It is important to take the time and choose a car insurance policy in Chennai that benefits you and takes care of your needs in time of crises. Get a quick quote from us to insure your vehicle today and gain peace of mind whenever you hit the road.

Get a car insurance policy quote or buy a car insurance plan from us to secure your driving experience on the unpredictable streets of Kolkata.

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"Always by your side. Keeping you safe"