Car Insurance In Chennai

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Quick and hassle-free claim process

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Cashless Garages




Upto 50%

Upto 50%

No Claim Bonus



Claim Settlement Ratio



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*The above data is till 30th September, 2023

Car Insurance Policy in Chennai

From the smell of jasmine on the streets to the aroma of filter coffee at restaurants, Chennai is famous for all this and more. Located on the Coromandel Coast off the Bay of Bengal, it is the biggest industrial and commercial hub in South India. The city attracts tourists around the year for its magnificent heritage, stunning beaches and divine sunsets. This is one of the primary reasons why it was named as the top ten cities in the world to visit in 2015.*

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Cashless Garages in Chennai

In Chennai, we have an established network of our cashless garages at your disposal. To avail our cashless service, you can reach out to any of the centres that are close to you. See the full list of cashless garages below.

Benefits of Kotak General Insurance’s Car Insurance Policy

While buying a car insurance policy, it is important to understand the inherent benefits attached to it. A good policy is one that comprehensively covers you against accidental damages and provides proper security. As a company that believes in offering the best services to our customers, here are the key features we offer:

  • Damage protection against man-made and natural calamities

  • Personal accident and passenger cover

  • Third party liability

  • No Claim Bonus

  • Add-ons such as zero depreciation cover, medical cover, etc.

  • Up to 22.5% additional discount based on credit score

  • Automobile Association of India (AAI) member discount

It is important to take the time and choose a car insurance policy in Chennai that benefits you and takes care of your needs in time of crises. Get a quick quote from us to insure your vehicle today and gain peace of mind whenever you hit the road.

Get a car insurance policy quote or buy a car insurance plan from us to secure your driving experience on the unpredictable streets of Kolkata.

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Kotak Car Insurance Reviews & Ratings

Look what they have to say

Kotak Car Insurance Reviews & Ratings

Look what they have to say

We are very happy if you are satisfied with our service and products. Let's read pure reviews from customers who bought our products.

Car Insurance

Entire process starting from claim registration to the completion was very speedy and smooth. After claim registration I did not need to talk or remind the company. It was my first experience of its kind which I felt wonderful. Thanks Kotak General Insurance!

Car Insurance

The overall process was very smooth and professional. Minimal documentation and process. Liked the Professionalism and proactiveness of the employees in Kotak. Thanks for the support.

Car Insurance

Very satisfying first experience with Kotak. Likely to renew the policy with Kotak.

Kotak General Insurance cashless network garages

Our cashless network garages makes roadside assistance a sleek experience at the time of uncertaintywhy-car-insurance

Buying a car insurance gives access to cashless network garages which provides convenience and hassle-free car repairs covered by Kotak General Insurance without the need for upfront payment.

Car Insurance glossary

There's always more to know about Car Insurancefactors


Insured declared value (IDV) in car insurance

The Insured Declared Value (IDV) is the insurer's maximum coverage for a vehicle during a policy period. It is calculated using the vehicle's selling price and depreciation, and serves as compensation in case of total loss.


No claim bonus (NCB) in car insurance

The No Claim Bonus is the discount on the own damage portion on the premium offered to the policyholder from the car insurance company for responsible driving and not filing damage claims during the preceding policy year.


Zero depreciation in car insurance

Zero Depreciation Cover is an add-on wherein the entire claim amount is settled by the car insurance company without factoring in depreciation value of the insured car. This cover is applicable to vehicles that are less than 5 years old.

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RTO- Regional Transport Office

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RTO stands for Regional Transport Office and is a government body responsible for vehicle registration and issuance of driver’s licenses. Also, the RTO in each state is responsible for maintaining the database of its drivers and vehicles.

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