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Instant policy with zero paper-work
Quick and hassle-free claim process
We take your safety seriously
No Claim Bonus
Claim Settlement Ratio
Around the clock Assistance
* The above data is till 31st March, 2023
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|Premium Features||Comprehensive Plan||Own Damage Plan|
No claim bonus up to 50%
Coverage to electrical/non-electrical accessories
Coverage to bi-fuel systems
Damage to third party property
Third party’s death or injury
Zero Depreciation cover add-on inbuilt
Extra coverage with optional add-ons
Personal accident cover
Car damage due to natural disasters
Car damage due to man-made calamities eg: riots
Car damage due to fire
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You deserve one of the best car insurances
Hi there, how can we help you?
I wanna know about my premium
Cause awesomeness has no ending
Insuring your vehicle’s every need and providing comprehensive plan that covers all electrical/non-electrical accessories.
Don’t let fire damage to your car ruin your life. Stay protected against any loss and get compensated for damages caused by fire.
Get compensated for losses incurred from combustion that occurs without the use of an external heat source.
When disaster strike, we’ve got you covered. Get protected from the effects or damages due to natural disasters.
Get comprehensive coverage to protect yourself and your loved ones from unpredictable events such as accidents.
Keeping your property safe & covered from the damages caused by rapid nuclear or chemical reactions.
Wear, tear & general aging of vehicle
We do not cover any damages due to normal wear and tear and general aging of the vehicle
Depreciation or consequential losses
Our coverage does not include depreciation or consequential losses (unless they are separately covered by add-ons).
Vehicle used otherwise
We do not cover any damage caused by the vehicle being driven otherwise than in accordance with the limitations on its use.
Any damage or loss that occurred due to mechanical or electrical breakdown is not covered by us.
Any contractual liability
You are not covered under our insurance policy for any contractual liability if you are found to be responsible for the damages.
Influence of drugs or liquor
We do not cover damage to/by a person who is driving under the influence of drugs or alcohol.
In case of a breakdown, we’ve got you covered with towing, repairs and more when you need it most.
Why settle for less!
In case of a breakdown, we’ve got you covered with towing,repairs and more when you need it most.
The perfect coverage for your dream car
Look what they have to say
Look what they have to say
We are very happy if you are satisfied with our service and products. Let's read pure reviews from customers who bought our products.
Entire process starting from claim registration to the completion was very speedy and smooth. After claim registration I did not need to talk or remind the company. It was my first experience of its kind which I felt wonderful. Thanks Kotak General Insurance!
The overall process was very smooth and professional. Minimal documentation and process. Liked the Professionalism and proactiveness of the employees in Kotak. Thanks for the support.
Very satisfying first experience with Kotak. Likely to renew the policy with Kotak.
So stay informed about car insurance in chennai
Car Insurance Policy in Chennai
From the smell of jasmine on the streets to the aroma of filter coffee at restaurants, Chennai is famous for all this and more. Located on the Coromandel Coast off the Bay of Bengal, it is the biggest industrial and commercial hub in South India. The city attracts tourists around the year for its magnificent heritage, stunning beaches and divine sunsets. This is one of the primary reasons why it was named as the top ten cities in the world to visit in 2015.*
Inbuilt with the country's first mass rapid transport system, Chennai is also known as the ‘Detroit of India’, and is home to 30% of India’s automobile industry. This has led to a spurt in car sales in the city. But owning a car comes with the attached responsibility of buying insurance. While a car offers convenience and comfort, investing in a car insurance policy will ensure yours and your vehicle’s safety and security.
For this, we at Kotak General Insurance, offer our customers car insurance in Chennai with the added advantage of cashless garage services. This service allows them to get their insured vehicle repaired at any of these garages, without paying anything upfront.
Cashless Garages in Chennai
In Chennai, we have an established network of our cashless garages at your disposal. To avail our cashless service, you can reach out to any of the centres that are close to you. See the full list of cashless garages below.
Benefits of Kotak General Insurance’s Car Insurance Policy
While buying a car insurance policy, it is important to understand the inherent benefits attached to it. A good policy is one that comprehensively covers you against accidental damages and provides proper security. As a company that believes in offering the best services to our customers, here are the key features we offer:
It is important to take the time and choose a car insurance policy in Chennai that benefits you and takes care of your needs in time of crises. Get a quick quote from us to insure your vehicle today and gain peace of mind whenever you hit the road.
Get a car insurance policy quote or buy a car insurance plan from us to secure your driving experience on the unpredictable streets of Kolkata.
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