Car Insurance In Bengaluru

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Quick and hassle-free claim process

Google Rating

4/5

We take your safety seriously

4200+

4200+

Cashless Garages

Jet-Speed

Jet-Speed

Claims

Upto 50%

Upto 50%

No Claim Bonus

99%

99%

Claim Settlement Ratio

24/7

24/7

Around The Clock Assistance

*The above data is till 30th September, 2023

Car Insurance Policy in Bengaluru

Bengaluru, formerly known as Bangalore, is the capital city of Karnataka in India. Fondly referred to as ‘The Garden City’, it is blessed with benevolent weather and inlaid with beautiful lakes and parks. Today, Bengaluru is one of the most progressive cities in the country and is extremely famous as the nation’s IT exporter.

Apart from providing a home to major businesses and research institutions, this eco-friendly city is also extremely popular for its dynamic nightlife and exciting entertainment ventures, which caters to a diverse group of audiences. The charm of the city coupled with budding opportunities invites people from around the world, making it one of the most populous urban cities in India. The fast-paced progression has led to an influx of roadways and highways to keep up with the rise in travel demands. This has led to a corresponding rise in the number of cars and other motor vehicles. And for all the potential risks applicable on road, buying a comprehensive car insurance has become a necessity in India.

If you are looking for car insurance in Bengaluru, we at Kotak General Insurance offer comprehensive coverage for private vehicle owners. In addition to benefits like third party liability, our policy also provides the facility of cashless garages. We have built a vast network of garages all over Bengaluru where you can repair or service your damaged vehicles for no expenses upfront.

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Cashless Garages in Bengaluru

In Bengaluru, we have a sea of cashless garages present in the city – with some of them deep within the confines of the capital. There's a fair chance you might find one close to your house. To check our full list of network garages, see below.

Benefits of Kotak General Insurance’s Car Insurance Policy

A good car insurance policy is one that comprehensively protects you against accidental damages and gives you peace of mind. Below are the key features we offer with our comprehensive car insurance policy:

  • Damage protection against man-made and natural calamities

  • Personal accident and passenger cover

  • Third party liability

  • No Claim Bonus

  • Add-ons such as zero depreciation cover, medical cover, etc.

  • Up to 22.5% additional discount based on credit score

  • Automobile Association of India (AAI) member discount

So, if you are looking for a car insurance in Bengaluru, be sure to take a look the car insurance policy we offer and know about all the benefits we provide with our comprehensive policy.

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Kotak Car Insurance Reviews & Ratings

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Kotak Car Insurance Reviews & Ratings

Look what they have to say

We are very happy if you are satisfied with our service and products. Let's read pure reviews from customers who bought our products.

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Entire process starting from claim registration to the completion was very speedy and smooth. After claim registration I did not need to talk or remind the company. It was my first experience of its kind which I felt wonderful. Thanks Kotak General Insurance!

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The overall process was very smooth and professional. Minimal documentation and process. Liked the Professionalism and proactiveness of the employees in Kotak. Thanks for the support.

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Very satisfying first experience with Kotak. Likely to renew the policy with Kotak.

Kotak General Insurance cashless network garages

Our cashless network garages makes roadside assistance a sleek experience at the time of uncertaintywhy-car-insurance

Buying a car insurance gives access to cashless network garages which provides convenience and hassle-free car repairs covered by Kotak General Insurance without the need for upfront payment.

Car Insurance glossary

There's always more to know about Car Insurancefactors

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Insured declared value (IDV) in car insurance

The Insured Declared Value (IDV) is the insurer's maximum coverage for a vehicle during a policy period. It is calculated using the vehicle's selling price and depreciation, and serves as compensation in case of total loss.

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No claim bonus (NCB) in car insurance

The No Claim Bonus is the discount on the own damage portion on the premium offered to the policyholder from the car insurance company for responsible driving and not filing damage claims during the preceding policy year.

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Zero depreciation in car insurance

Zero Depreciation Cover is an add-on wherein the entire claim amount is settled by the car insurance company without factoring in depreciation value of the insured car. This cover is applicable to vehicles that are less than 5 years old.

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RTO stands for Regional Transport Office and is a government body responsible for vehicle registration and issuance of driver’s licenses. Also, the RTO in each state is responsible for maintaining the database of its drivers and vehicles.

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