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* The above data is till 31st March, 2023
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Premium Features | Comprehensive Plan | Own Damage Plan |
Cashless repairs | ||
No claim bonus up to 50% | ||
Coverage to electrical/non-electrical accessories | ||
Coverage to bi-fuel systems | ||
Damage to third party property | ||
Third party’s death or injury | ||
Zero Depreciation cover add-on inbuilt | ||
Extra coverage with optional add-ons | ||
Standard Features | ||
Car damage | ||
Theft coverage | ||
Personal accident cover | ||
Car damage due to natural disasters | ||
Car damage due to man-made calamities eg: riots | ||
Car damage due to fire | ||
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Electrical accessories
Insuring your vehicle’s every need and providing comprehensive plan that covers all electrical/non-electrical accessories.
Fire
Don’t let fire damage to your car ruin your life. Stay protected against any loss and get compensated for damages caused by fire.
Self ignition
Get compensated for losses incurred from combustion that occurs without the use of an external heat source.
Natural disasters
When disaster strike, we’ve got you covered. Get protected from the effects or damages due to natural disasters.
Personal accident
Get comprehensive coverage to protect yourself and your loved ones from unpredictable events such as accidents.
Explosion
Keeping your property safe & covered from the damages caused by rapid nuclear or chemical reactions.
Wear, tear & general aging of vehicle
We do not cover any damages due to normal wear and tear and general aging of the vehicle
Depreciation or consequential losses
Our coverage does not include depreciation or consequential losses (unless they are separately covered by add-ons).
Vehicle used otherwise
We do not cover any damage caused by the vehicle being driven otherwise than in accordance with the limitations on its use.
Mechanical/Electrical breakdown
Any damage or loss that occurred due to mechanical or electrical breakdown is not covered by us.
Any contractual liability
You are not covered under our insurance policy for any contractual liability if you are found to be responsible for the damages.
Influence of drugs or liquor
We do not cover damage to/by a person who is driving under the influence of drugs or alcohol.
Generous Benefits
In case of a breakdown, we’ve got you covered with towing, repairs and more when you need it most.
Generous Benefits
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So stay informed about car insurance in bengaluru
Car Insurance Policy in Bengaluru
Bengaluru, formerly known as Bangalore, is the capital city of Karnataka in India. Fondly referred to as ‘The Garden City’, it is blessed with benevolent weather and inlaid with beautiful lakes and parks. Today, Bengaluru is one of the most progressive cities in the country and is extremely famous as the nation’s IT exporter.
Apart from providing a home to major businesses and research institutions, this eco-friendly city is also extremely popular for its dynamic nightlife and exciting entertainment ventures, which caters to a diverse group of audiences. The charm of the city coupled with budding opportunities invites people from around the world, making it one of the most populous urban cities in India. The fast-paced progression has led to an influx of roadways and highways to keep up with the rise in travel demands. This has led to a corresponding rise in the number of cars and other motor vehicles. And for all the potential risks applicable on road, buying a comprehensive car insurance has become a necessity in India.
If you are looking for car insurance in Bengaluru, we at Kotak General Insurance offer comprehensive coverage for private vehicle owners. In addition to benefits like third party liability, our policy also provides the facility of cashless garages. We have built a vast network of garages all over Bengaluru where you can repair or service your damaged vehicles for no expenses upfront.
Cashless Garages in Bengaluru
In Bengaluru, we have a sea of cashless garages present in the city – with some of them deep within the confines of the capital. There's a fair chance you might find one close to your house. To check our full list of network garages, see below.
Benefits of Kotak General Insurance’s Car Insurance Policy
A good car insurance policy is one that comprehensively protects you against accidental damages and gives you peace of mind. Below are the key features we offer with our comprehensive car insurance policy:
So, if you are looking for a car insurance in Bengaluru, be sure to take a look the car insurance policy we offer and know about all the benefits we provide with our comprehensive policy.
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