Car Insurance In Ahmedabad

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Quick and hassle-free claim process

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4/5

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4200+

Cashless Garages

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Jet-Speed

Claims

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Upto 50%

No Claim Bonus

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98.31%

Claim Settlement Ratio

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24/7

Around The Clock Assistance

Note: The above data is till 1st April, 2024

Car Insurance Policy in Ahmedabad

Ahmedabad, alternatively known as Amdavad, is the financial powerhouse of Gujarat. Owing to a flourishing textile industry, exceptional architecture, and steadily rising population, it is often mistaken as the capital city of the state. While that was true at one time, the capital has long since been shifted to Gandhinagar.

Once governed by powerful dynastic clashes, Ahmedabad in its present state is a picture of cultural diversity. And even though the sprawling metropolis enjoys many perks of being one of the fastest-developing cities in India, it suffers from none of the disadvantages. For example, you will rarely find yourself stuck in a traffic jam, but not due to a lack of vehicles on the road. In fact, like any other metro, Ahmedabad is congested with cars. However, the infrastructure and flawless design of the city help keep the roads organised and make the driving experience a pleasant one.

Despite that, there are several risks involved in being on the road. These risks are only going to amplify in a big city like Ahmedabad, where the number of private vehicles is steadily on the rise. That is why buying a car insurance in India is very important. It is a safety net that protects the driver and passengers from financial adversities in case of an accident or other vehicle-related events.

If you are looking for car insurance in Ahmedabad, we at Kotak General Insurance offer comprehensive coverage for private vehicle owners. In addition to benefits like third party liability, our policy also provides the facility of cashless garages. We have built a vast network of garages all over Ahmedabad where you can repair or service your damaged vehicles for no expenses upfront.

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Cashless Garages in Ahmedabad

You can easily avail our cashless service through multiple access points. To know about complete list of cashless garages in Ahmedabad, see below.

Benefits of Kotak General Insurance’s Car Insurance Policy

Besides cashless garages and an affordable car insurance premium, with Kotak Car Secure, you also get several benefits, such as:

  • Damage protection against man-made and natural calamities

  • Personal accident and passenger cover

  • Third party liability

  • No Claim Bonus

  • Up to 22.5% additional discount based on credit score

  • Automobile Association of India (AAI) member discount

  • Enhanced protection through optional add-ons

In matters of protecting yourself and your vehicle from any harm, it is better to be safe than sorry. So, don’t delay the critical task of insuring your car and purchase our car insurance policy today to avail maximum benefits.

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Kotak Car Insurance Reviews & Ratings

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Kotak Car Insurance Reviews & Ratings

Look what they have to say

We are very happy if you are satisfied with our service and products. Let's read pure reviews from customers who bought our products.

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Car Insurance

Entire process starting from claim registration to the completion was very speedy and smooth. After claim registration I did not need to talk or remind the company. It was my first experience of its kind which I felt wonderful. Thanks Kotak General Insurance!

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Car Insurance

The overall process was very smooth and professional. Minimal documentation and process. Liked the Professionalism and proactiveness of the employees in Kotak. Thanks for the support.

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Car Insurance

Very satisfying first experience with Kotak. Likely to renew the policy with Kotak.

Kotak General Insurance cashless network garages

Our cashless network garages makes roadside assistance a sleek experience at the time of uncertaintyimage

Buying a car insurance gives access to cashless network garages which provides convenience and hassle-free car repairs covered by Kotak General Insurance without the need for upfront payment.

Car Insurance glossary

There's always more to know about Car Insuranceimage

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Insured declared value (IDV) in car insurance

The Insured Declared Value (IDV) is the insurer's maximum coverage for a vehicle during a policy period. It is calculated using the vehicle's selling price and depreciation, and serves as compensation in case of total loss.

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No claim bonus (NCB) in car insurance

The No Claim Bonus is the discount on the own damage portion on the premium offered to the policyholder from the car insurance company for responsible driving and not filing damage claims during the preceding policy year.

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Zero depreciation in car insurance

Zero Depreciation Cover is an add-on wherein the entire claim amount is settled by the car insurance company without factoring in depreciation value of the insured car. This cover is applicable to vehicles that are less than 5 years old.

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RTO stands for Regional Transport Office and is a government body responsible for vehicle registration and issuance of driver’s licenses. Also, the RTO in each state is responsible for maintaining the database of its drivers and vehicles.

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