Grab additional discounts upto 22.5% on credit score
Kotak Car Insurance
Reviews & Ratings
Instant policy with zero paper-work
Quick and hassle-free claim process
4/5
We take your safety seriously
4000+
Cashless Garages
Jet-Speed
Claims
Upto 50%
No Claim Bonus
99%
Claim Settlement Ratio
24/7
Around the clock Assistance
* The above data is till 31st March, 2023
Don't overspend on car insurance
Compare Car Insurance plans
| Premium Features | Comprehensive Plan
| Own Damage Plan |
 Cashless repairs |  | |
 No claim bonus up to 50% | | |
 Coverage to electrical/non-electrical accessories | | |
 Coverage to bi-fuel systems | | |
 Damage to third party property | |  |
 Third party’s death or injury | | |
 Zero Depreciation cover add-on inbuilt | | |
 Extra coverage with optional add-ons | | |
| Standard Features | ||
 Car damage | | |
 Theft coverage | | |
 Personal accident cover | | |
 Car damage due to natural disasters | | |
 Car damage due to man-made calamities eg: riots | | |
 Car damage due to fire | | |
| Get Quote | Get Quote |
Kotak Car Insurance for your Favorite Brands
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Supreme Offerings
Awesome covers,added security awaits you
Amazing thingsAwait in your policy
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Electrical accessories
Insuring your vehicle’s every need and providing comprehensive plan that covers all electrical/non-electrical accessories.
Fire
Don’t let fire damage to your car ruin your life. Stay protected against any loss and get compensated for damages caused by fire.
Self ignition
Get compensated for losses incurred from combustion that occurs without the use of an external heat source.
Natural disasters
When disaster strike, we’ve got you covered. Get protected from the effects or damages due to natural disasters.
Personal accident
Get comprehensive coverage to protect yourself and your loved ones from unpredictable events such as accidents.
Explosion
Keeping your property safe & covered from the damages caused by rapid nuclear or chemical reactions.
Wear, tear & general aging of vehicle
We do not cover any damages due to normal wear and tear and general aging of the vehicle
Depreciation or consequential losses
Our coverage does not include depreciation or consequential losses (unless they are separately covered by add-ons).
Vehicle used otherwise
We do not cover any damage caused by the vehicle being driven otherwise than in accordance with the limitations on its use.
Mechanical/Electrical breakdown
Any damage or loss that occurred due to mechanical or electrical breakdown is not covered by us.
Any contractual liability
You are not covered under our insurance policy for any contractual liability if you are found to be responsible for the damages.
Influence of drugs or liquor
We do not cover damage to/by a person who is driving under the influence of drugs or alcohol.
Generous Benefits
We say,
Why settle for less!
In case of a breakdown, we’ve got you covered with towing, repairs and more when you need it most.
Generous Benefits
We say,
Why settle for less!
Road side assistance
In case of a breakdown, we’ve got you covered with towing,repairs and more when you need it most.
Product brochure
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Policy wording
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The perfect coverage for your dream car
For entry segment vehicles
For premium vehicles
For luxury vehicles
The perfect coverage for your dream car
For entry segment vehicles
For premium vehicles
Look what they have to say
Kotak Car Insurance
Reviews & Ratings
Reviews & Ratings
Look what they have to say
We are very happy if you are satisfied with our service and products. Let's read pure reviews from customers who bought our products.
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Dinesh Kumar Jaiswal
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Rajender Singh Vedi
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All About BMW Car Insurance Online
So stay informed about bmw car insurance
Car Insurance For BMW
Founded in 1916, Bayerische Motoren Werke (BMW) AG is a manufacturer of luxury automobiles. The headquarters are located in Munich, Germany. The company manufactures luxury cars, sports cars, and motorcycles. The automaker caters to demands from across the world and owns British brands such as Rolls Royce and Mini.
Your car speaks about you and a BMW is a status symbol as it reflects your success. The dynamic range of cars offered by BMW in India offers driving pleasure and premium quality.
Here are three popular Audi models available in India.
- Sedan
- M4 Coupe
- Z4 Roadster
- Sports activity vehicle
Cars available in this segment include BMW 3, BMW 5, BMW 7, BMW M760Li, BMW M3, and BMW M5. These sedans display perfect elegance with advanced features.
This model comes with a high-grip steering wheel and responsive shift paddles. The design is sporty with dynamic styling.
This car combines powerful sportiness with the highest aesthetic design. The low seats, close to the rear axle complement the stretched bonnet and short overhangs. Its modern shape and soft mergers capture the kidney grille and powerful wheel arches at the rear.
This segment includes the X1, X3, X5, and X5 M models. These cars are perfect if you want driving pleasure complementing your needs. The interiors are spacious with impressive proportions.
When you drive a BMW, it brings with it great responsibility. The perfection of these cars makes them desirable. A minor scratch may also be expensive to repair and protecting yourself with motor insurance is imperative.
Car insurance from Kotak
The car insurance offered by us at Kotak General Insurance provides financial protection against any financial loss and damages. With BMW car insurance, you enjoy personal accident as well as third-party liability arising from damages to property or person. The policy protects your BMW against natural and manmade calamities. A comprehensive cover protects electrical and non-electrical accessories.
Kotak Car Secure - Policy benefits
- Enhanced No Claim Bonus (NCB) for every claimless year
- Cashless services across a wide network of garages across India
- Optional covers such as roadside assistance
- Premium discounts when you choose a voluntary deductible
- Additional discount for Automobile Association of India (AAI) membership
Renewing BMW car insurance with Kotak
Renewing your BMW insurance policy is simple and quick. You may easily do it online through our website. Once you input the policy number and customer ID, you will be taken to the secured payment gateway. On successful payment, you will receive all details related to your policy. You may also renew the policy at one of our branches.
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