Health Insurance in Mumbai

A comprehensive health insurance to protect you & your family

Keep your loved onesprotected
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You can insure 2 adults with age 18-65 years and 3 children with age 91 days to less than 18 years

Buy online to avail 2.5% discount on policy premium

Renew your health insurance policy in just2 minutes
+91
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Instant policy with zero paper-work

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Quick and hassle-free claim process

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4.5/5

We take your safety seriously

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9450+

Cashless Hospital Network

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Jet-Speed

Claims

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97%

Claim Settlement Ratio

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24/7

Around The Clock Assistance

Note: The above data is till 1st April, 2024

Kotak General Health Insurance Network Hospitals in Mumbai

Health insurance in India has become a major priority in the last few decades, thanks to a hike in the number of diabetes and tuberculosis cases. Such serious health conditions require you to undergo medical treatments that can weigh heavy on the pocket, sometimes unbearably so. Health insurance protects you from such unforeseen expenses by providing benefits crucial to maintaining your health and taking care of any injuries or illnesses.

The importance of health insurance is incredibly overwhelming in a city like Mumbai, whose ruthless pace and growing pollution levels have been associated with many health complications among residents. These complications range from hypertension and respiratory diseases to heart problems and infections like tuberculosis. Mumbai’s newly-gained status as the costliest city in India has only served to exaggerate this issue by driving healthcare rates further through the roof. In such an illness-prone environment, a sound health insurance plan is one of the smartest investments you can make.

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Network Hospitals in Mumbai

Along with offering expert advice on suitable health insurance policies based on your unique needs, we at Kotak General also provide cashless facilities in a vast network of hospitals across Mumbai, Navi Mumbai, and Thane, which can help you avail of hassle-free settlements.

If you are looking for health insurance in Mumbai, check out our full list of network hospitals below. Hospital Locator

Benefits of Kotak General Health Insurance in Mumbai

Our assortment of health insurance plans with affordable premiums and numerous value-added benefits have made health care accessible to everyone. Upon investing in Kotak General’s health insurance, here are some of the benefits you will receive:

  • Free health check-up

  • Ambulance cover

  • In-patient treatment

  • Day care treatments

  • Cashless settlement

  • Range of add-ons

  • Pre and post-hospitalisation medical expenses

While a health insurance policy will pay for a significant portion of your medical bills, it may not cover more expensive treatment that a critical illness demands. To safeguard yourself from the costs attached to a severe illness, you can opt for our critical illness insurance in India. It offers a lump sum benefit along with the health insurance policy. This way, you will be able to handle any increase in expenses as a result of frequent hospital visits and treatment.

With all these benefits and our network of cashless hospitals in the city, investing in yours and your family’s health and safety has never been easier! And if you’ve already made the investment, don’t forget to renew the policy on time.

Steps to buy Health Insurance online from Kotak

Hassle-free insurance at your fingertips with our easy and fast online processimage

It's time to make health your priority. Opt Kotak Health Premier Plan, which is a comprehensive health insurance plan that provides all-around protection in just a few steps. Apply for the health plan as listed below:

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Click on the "Get a Quote" button on the Kotak Health Insurance Page.

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Fill in your family details such as number of adults, number of kids, mobile number, etc.

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Select the Suitable Plan

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Make the Payment Online

Kotak Health Insurance reviews & ratings

Look what they have to say

Kotak Health Insurance reviews & ratings

Look what they have to say

We are very happy if you are satisfied with our service and products. Let's read pure reviews from customers who bought our products.

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Health Insurance

No regrets for choosing Kotak health insurance policy. Very happy to share this feedback.

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Health Insurance

This was my first claim in last 4 years and 1 must say that everything went smoothly.

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Health Insurance

Appreciate the assistance of the concerned claim teams. Also prompt action and consideration are greatly appreciated along with proper guidance.

Kotak General Insurance cashless network hospitals

Our cashless network hospital provides easy and smooth health insurance claim experienceimage

Buying Kotak General Insurance’s health insurance gives access to cashless network hospitals which provides a quality healthcare facility from a wide range of hospital network that makes cashless or reimbursement claims a stress-free experience.

Health Insurance terms You need to know about

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Room rent limit

This is the maximum room rent that the health insurance policy would cover. The room rent limit may be different for normal hospitalisation and ICU admission.

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Proportionate deduction

Exceeding the allowed room rent limit results in proportionate deduction. For instance, if the allowed limit is Rs.5000 and the room rent is Rs.10,000, a claim of Rs.25,000 (50% of the total) would be paid for a Rs.50,000 hospitalization claim.

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Compulsory deductible

It is the amount you pay for each claim. It applies to certain coverage features, such as a waiting period before coverage for domiciliary hospitalization begins. Expenses in the initial 3 days serve as a compulsory deductible.

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