Health Insurance in Kolkata

A comprehensive health insurance to protect you & your family

Keep your loved onesprotected

We look after your and your family's health, even when times are tough.

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You can insure 2 adults with age 18-65 years and 3 children with age 91 days to less than 18 years

Buy online to avail 2.5% discount on policy premium

Renew your health insurance policy in just2 minutes
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Save time with instance insurance

Instant policy with zero paper-work

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Quick and hassle-free claim process

Google Rating

4.5/5

We take your safety seriously

9000+

9000+

Cashless Hospital Network

Jet-Speed

Jet-Speed

Claims

89%

89%

Claim Settlement Ratio

24/7

24/7

Around The Clock Assistance

*The above data is till 30th September, 2023

Kotak General Health Insurance Network Hospitals in Kolkata

There are two kinds of people in India – one who believe in investing in health insurance and others who have a myopic vision about being fit and never falling ill. But both would agree that medical treatments and other health related expenses have skyrocketed over the years. Needless to say, health insurance in India is becoming more of a necessity.

Whether you reside in the most rural regions of the country, or a bustling metropolis, it is equally important to invest in a good health insurance policy. In a city like Kolkata, which is one of the busiest commercial hubs, the need for health insurance has increased exponentially. Owing to poor lifestyle choices, while 30% of the population suffers from obesity, another growing percentage of people suffer from tropical diseases like dengue and malaria. This is due to unhealthy living conditions and the relentless decline in standard of living. With pollution levels at an all-time high, the city has also reportedly recorded the highest number of lung cancer cases in the country.

All these reasons make it crucial for people to think about the future and invest in good health insurance in Kolkata. This allows them to avail of regular check-ups, consultations, and cashless services, among other.

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Network Hospitals in Kolkata

Kolkata - a city that’s popular for its colonial architecture, museums and traditional festivals, is also home to some of the best healthcare facilities. People venture here from all over the world to avail some of the best medical treatments in the country.

At Kotak General Insurance, we strive to provide a comprehensive healthcare policy that is both accessible and affordable. As such, we’ve set up a wide network of hospitals, wherein you’ll enjoy many added benefits, including cashless services and treatment.

Check out our entire list of network hospitals below: Hospital Locator

Benefits of Kotak General Health Insurance in Kolkata

When you opt for our policy, here are some of the benefits you’ll receive:

  • In-patient treatment

  • Free health check-up

  • Day care treatments

  • Ambulance coverage

  • Cashless settlement

  • Range of add-ons

  • Pre and post-hospitalisation bills

Sometimes, a health plan may not be enough to cover all your expenses. To safeguard youself from a severe illness, you should consider critical illness insurance in India. It is designed to cover several life-threatening illnesses like cancer, tumour, or paralysis.

Given all these benefits, you have every reason to invest in a good health insurance policy today!

Steps to buy Health Insurance online from Kotak

Hassle-free insurance at your fingertips with our easy and fast online processdesc

It's time to make health your priority. Opt Kotak Health Premier Plan, which is a comprehensive health insurance plan that provides all-around protection in just a few steps. Apply for the health plan as listed below:

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Click on the "Get a Quote" button on the Kotak Health Insurance Page.

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Fill in your family details such as number of adults, number of kids, mobile number, etc.

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Select the Suitable Plan

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Make the Payment Online

Kotak Health Insurance reviews & ratings

Look what they have to say

Kotak Health Insurance reviews & ratings

Look what they have to say

We are very happy if you are satisfied with our service and products. Let's read pure reviews from customers who bought our products.

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Health Insurance

No regrets for choosing Kotak health insurance policy. Very happy to share this feedback.

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Health Insurance

This was my first claim in last 4 years and 1 must say that everything went smoothly.

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Health Insurance

Appreciate the assistance of the concerned claim teams. Also prompt action and consideration are greatly appreciated along with proper guidance.

Kotak General Insurance cashless network hospitals

Our cashless network hospital provides easy and smooth health insurance claim experiencewhy-car-insurance

Buying Kotak General Insurance’s health insurance gives access to cashless network hospitals which provides a quality healthcare facility from a wide range of hospital network that makes cashless or reimbursement claims a stress-free experience.

Health Insurance terms You need to know about

There's always more to know about health Insurancefactors

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Room rent limit

This is the maximum room rent that the health insurance policy would cover. The room rent limit may be different for normal hospitalisation and ICU admission.

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Proportionate deduction

Exceeding the allowed room rent limit results in proportionate deduction. For instance, if the allowed limit is Rs.5000 and the room rent is Rs.10,000, a claim of Rs.25,000 (50% of the total) would be paid for a Rs.50,000 hospitalization claim.

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Compulsory deductible

It is the amount you pay for each claim. It applies to certain coverage features, such as a waiting period before coverage for domiciliary hospitalization begins. Expenses in the initial 3 days serve as a compulsory deductible.

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