Health Insurance in Chennai

A comprehensive health insurance to protect you & your family

Keep your loved onesprotected
1
0

+91

You can insure 2 adults with age 18-65 years and 3 children with age 91 days to less than 18 years

Buy online to avail 2.5% discount on policy premium

Renew your health insurance policy in just2 minutes
+91
image

Instant policy with zero paper-work

image

Quick and hassle-free claim process

image

4.5/5

We take your safety seriously

image

9450+

Cashless Hospital Network

image

Jet-Speed

Claims

image

97%

Claim Settlement Ratio

image

24/7

Around The Clock Assistance

*The above data is till 1st May, 2024

Kotak General Health Insurance Network Hospitals in Chennai

An efficient health insurance policy is one of the biggest prerequisites for yours and your family’s safety and well-being. It covers the cost of medical and surgical bills that pile up in case of an accident or sudden illness necessitating hospice care. It also helps you pay for visits to the doctor, prescription drugs, and other preventative measures essential to retaining your physical and mental health. So, if you or anyone in your family happens to require medical treatment, you won’t have to worry about taking a loan or depleting your savings. Depending on the kind of health insurance you have purchased, the policy will pay for some or all the expenses.

Despite its apparent benefits, many people aren't sure if they need health insurance – especially those who are young and physically fit. However, there are environmental and geographical factors that should also be taken into account when considering the importance of insurance. For instance, those who live in a major city like Chennai need not think twice about making this investment. The growing pollution resulting from vehicular emission and rapid industrialization has drastically affected residents' health, giving rise to lung disorders like COPD (Chronic Obstructive Pulmonary Disease) and other illnesses like dengue, malaria, leptospirosis, and so on.

Hence it is recommended to buy health insurance in Chennai.

image

Get quick supportimage

Do you have any queries on insurance?
I’m here to help.
Do you have any doubts after knowing your
premium? I'm here to help.
image

Hi there, how can we help you?

I wanna know about my premium

Network Hospitals in Chennai

Another reason why a large percentage of the population hesitates to buy health insurance is due to the perception that it is expensive, but that’s not true. We at Kotak General are striving to ensure health insurance in India is accessible and affordable to all. Our policies offer a wide range of benefits, including tax deductions, low premiums, flexible policy periods, hassle-free renewals, and most importantly, cashless treatment. We have numerous hospitals in Chennai where you can avail this facility.

So, before you purchase health insurance in Chennai, check out our complete list of network hospitals below.

Hospital Locator

Benefits of Kotak General Health Insurance in Chennai

When you decide to invest in our health insurance policies, here are the benefits you will be signing up for:

  • In-patient treatment

  • Free health check-up

  • Day care treatments

  • Ambulance coverage

  • Cashless settlement

  • Range of add-ons

  • Pre and post-hospitalisation bills

Sometimes, however, a health insurance policy may not be enough to cover all your expenses. In case of a severe illness, the hospital bills will be significantly higher. This is when you should consider the critical illness insurance in India. It is specifically designed to cover life-threatening illnesses like cancer, tumour, or paralysis.

There’s no good reason to delay investing in the health and safety of your family, so buy health insurance today. And don’t forget to renew it on a timely basis.

Steps to buy Health Insurance online from Kotak

Hassle-free insurance at your fingertips with our easy and fast online processimage

It's time to make health your priority. Opt Kotak Health Premier Plan, which is a comprehensive health insurance plan that provides all-around protection in just a few steps. Apply for the health plan as listed below:

image

Click on the "Get a Quote" button on the Kotak Health Insurance Page.

image

Fill in your family details such as number of adults, number of kids, mobile number, etc.

image

Select the Suitable Plan

image

Make the Payment Online

Kotak Health Insurance reviews & ratings

Look what they have to say

Kotak Health Insurance reviews & ratings

Look what they have to say

We are very happy if you are satisfied with our service and products. Let's read pure reviews from customers who bought our products.

imageimageimageimage
image
Health Insurance

No regrets for choosing Kotak health insurance policy. Very happy to share this feedback.

image
Health Insurance

This was my first claim in last 4 years and 1 must say that everything went smoothly.

image
Health Insurance

Appreciate the assistance of the concerned claim teams. Also prompt action and consideration are greatly appreciated along with proper guidance.

Kotak General Insurance cashless network hospitals

Our cashless network hospital provides easy and smooth health insurance claim experienceimage

Buying Kotak General Insurance’s health insurance gives access to cashless network hospitals which provides a quality healthcare facility from a wide range of hospital network that makes cashless or reimbursement claims a stress-free experience.

Health Insurance terms You need to know about

There's always more to know about health Insuranceimage

image

Room rent limit

This is the maximum room rent that the health insurance policy would cover. The room rent limit may be different for normal hospitalisation and ICU admission.

image

Proportionate deduction

Exceeding the allowed room rent limit results in proportionate deduction. For instance, if the allowed limit is Rs.5000 and the room rent is Rs.10,000, a claim of Rs.25,000 (50% of the total) would be paid for a Rs.50,000 hospitalization claim.

image

Compulsory deductible

It is the amount you pay for each claim. It applies to certain coverage features, such as a waiting period before coverage for domiciliary hospitalization begins. Expenses in the initial 3 days serve as a compulsory deductible.

Need Help? Head over to our learning centre

  • image

    Diwali 2k23: A khushiyon ka cover

    This Diwali, illuminate the importance of car, health and home insurance.

    Learn moreimage
  • image

    Health Insurance

    Stay updated with necessary information you need to know about general insurance. Check out our collection of informational articles on motor and health insurance

    Learn moreimage
  • image

    Health Insurance

    Difference Between a Regular and Comprehensive Health Insurance Plan

    Learn moreimage

Important blogs about Health Insurance

You deserve to know all about health insuranceimage

imageimage
image

"Always by your side. Keeping you safe"