Health Insurance in Chandigarh

A comprehensive health insurance to protect you & your family

Keep your loved onesprotected
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You can insure 2 adults with age 18-65 years and 3 children with age 91 days to less than 18 years

Buy online to avail 2.5% discount on policy premium

Renew your health insurance policy in just2 minutes
+91
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Instant policy with zero paper-work

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Quick and hassle-free claim process

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4.5/5

We take your safety seriously

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9450+

Cashless Hospital Network

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Jet-Speed

Claims

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97%

Claim Settlement Ratio

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24/7

Around The Clock Assistance

*The above data is till 1st May, 2024

Kotak General Health Insurance Network Hospitals in Chandigarh

The concept of health insurance was first proposed in the year 1694. Since then, the idea has continuously evolved to keep up with our current lifestyle. Despite its growing importance, a recent survey proves that health insurance in India is still a slow-moving reality – with only a small percentage of the population being covered under some form of health insurance. While there are numerous reasons behind this problem, the most noted one is the lack of knowledge on the subject.

Many people believe you don't need health insurance if you lead a healthy lifestyle and live in a place like Chandigarh, which has been ranked as one of India's cleanest and greenest cities. However, this is not true. Investing in health insurance is not determined by where you stay or how you choose to live your life; it focuses on offering the best medical care for yourself and your family at any given point. Recent reports claim that even a city like Chandigarh is significantly increasing pollution levels and road accidents. Naturally, this has led to a need for better health care and services. But before you buy health insurance in Chandigarh, it would be wise to know all the benefits attached to it.

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Network Hospitals in Chandigarh

At Kotak General Insurance, we believe in making healthcare affordable and accessible to everyone. Along with our policy comes an attractive set of benefits, including cashless services. These facilities can be availed at any of our network hospitals in Chandigarh.

Check out the entire list of network hospitals below:

Hospital Locator

Benefits of Kotak General Health Insurance in Chandigarh

With the right combination of knowledge and expertise, we provide health insurance benefits like:

  • Free health check-up

  • Ambulance cover

  • In-patient treatment

  • Day care treatments

  • Cashless settlement

  • Range of add-ons

  • Pre- and post-hospitalisation medical expenses

While many health insurance policies will take care of a significant portion of your medical expenses, it may not cover more expensive treatments like in case of a severe illness. To safeguard yourself from the costs attached to such ailments, you can opt for our critical illness insurance in India. It offers the benefit of lump sum cover along with the health insurance policy. This way, you will be able to absorb any added expenses that could result from frequent hospital visits and treatment.

Our health insurance policies are designed to provide you and your family hassle-free treatment and a speedy recovery.

Steps to buy Health Insurance online from Kotak

Hassle-free insurance at your fingertips with our easy and fast online processimage

It's time to make health your priority. Opt Kotak Health Premier Plan, which is a comprehensive health insurance plan that provides all-around protection in just a few steps. Apply for the health plan as listed below:

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Click on the "Get a Quote" button on the Kotak Health Insurance Page.

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Fill in your family details such as number of adults, number of kids, mobile number, etc.

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Select the Suitable Plan

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Make the Payment Online

Kotak Health Insurance reviews & ratings

Look what they have to say

Kotak Health Insurance reviews & ratings

Look what they have to say

We are very happy if you are satisfied with our service and products. Let's read pure reviews from customers who bought our products.

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Health Insurance

No regrets for choosing Kotak health insurance policy. Very happy to share this feedback.

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Health Insurance

This was my first claim in last 4 years and 1 must say that everything went smoothly.

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Health Insurance

Appreciate the assistance of the concerned claim teams. Also prompt action and consideration are greatly appreciated along with proper guidance.

Kotak General Insurance cashless network hospitals

Our cashless network hospital provides easy and smooth health insurance claim experienceimage

Buying Kotak General Insurance’s health insurance gives access to cashless network hospitals which provides a quality healthcare facility from a wide range of hospital network that makes cashless or reimbursement claims a stress-free experience.

Health Insurance terms You need to know about

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Room rent limit

This is the maximum room rent that the health insurance policy would cover. The room rent limit may be different for normal hospitalisation and ICU admission.

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Proportionate deduction

Exceeding the allowed room rent limit results in proportionate deduction. For instance, if the allowed limit is Rs.5000 and the room rent is Rs.10,000, a claim of Rs.25,000 (50% of the total) would be paid for a Rs.50,000 hospitalization claim.

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Compulsory deductible

It is the amount you pay for each claim. It applies to certain coverage features, such as a waiting period before coverage for domiciliary hospitalization begins. Expenses in the initial 3 days serve as a compulsory deductible.

Need Help? Head over to our learning centre

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