Why is a PUC certificate mandatory for vehicle insurance claims


21 Jul 2023

Read about Why is a PUC certificate mandatory for vehicle insurance claims. For more information, check out the car insurance policy from Kotak General Insurance.

Besides ensuring that you cover your car with a vehicle insurance plan, as per the 1989 Motor Vehicles Rules require you to have a PUC certificate whenever you are driving on Indian roads. Any car that has completed the PUC examination is issued a PUC certificate. This assessment is performed to determine whether the vehicle emissions meet air pollution standards. This registration is necessary for all vehicle types, including LPG, CNG, and diesel cars. You may have your car's PUC checked at any gas station or independent PUC testing facility in your area.

This article will go over the importance of certificates for vehicle insurance claims.

What exactly is a PUC certificate?

The PUC Certificate, also known as the pollution under control certificate, is paperwork that verifies that your car's emissions are within the legally allowable level. It is an endeavour to decrease overall pollution as well as guarantee that all car emissions are within a manageable range and do not exceed the legally permitted limit. This pollution under control certificate is significant for various reasons.

Why is pollution under control certificates necessary?

Here are the benefits of pollution under control certificates:

● A valid PUC certificate is required under the 1989 Motor Vehicles Act, just as holding valid vehicle insurance, a certificate of registration, and a valid driver's licence are.

● Additionally, the Insurance Regulatory & Development Authority of India (IRDAI) has made obtaining pollution under control certificate mandatory for vehicle owners looking to purchase or extend a bike or auto insurance coverage.

● If you do not have a valid pollution under control certificate, you may be prosecuted under Motor Vehicle Act Section 190 (2). If you are not carrying this certificate with you, you will be fined INR 1000 for the first offence and INR 2000 for the second violation.Nevertheless, the objective of establishing the pollution under control certificate as an essential document is to raise awareness of environmental challenges and contribute to their reduction.

Pollution under control certificate validation

A pollution under control certification is granted for a new automobile, after which the test must be repeated every six months. The authenticity of the pollution under the control certificate is determined based on the test results. If the car emissions are deemed harmful, the control of the pollution under control test centre notifies the RTO and files your vehicle's registration number.

What does a pollution under control certificate contain?

A pollution under control certificate contains the following data:

● Serial number of the PUC certificate

● The license plate number of the vehicle

● Date of the PUC date

● The expiry date of the certificate

● Emission of the vehicle

The bottom line

If you are driving your car in India and want to be sure, you must always ensure that the pollution under control certificate is issued to you. Getting pollution under control certificate is integral to protecting the welfare and health of you and the drivers on the roads around you. You can ensure that your car has passed and that it has met air emission standards. Checking your car's pollution under control details can also allow you to identify gas leaks and other problems that could harm your vehicle and the general public.

Team Kotak GIC

The content of this blog has been created and carefully reviewed by the esteemed team at Kotak General Insurance, with the sole purpose of providing valuable guidance and sharing insights on the importance of general insurance. Our objective is to assist users in making informed decisions when purchasing or renewing insurance policies for their cars, bikes, and health. Our expertly curated information aims to empower our readers with the knowledge they need to protect their valuable assets and financial interests.