Ways to verify if your car is insured
Tips to keep in mind while verifying your car insurance status
Verifying if your car is still insured is simple, even if you have forgotten your insurance information or misplaced your policy documentation. Your insurance provider can track your renewal date and other relevant details, and it is simple to check vehicle insurance status online.
Let's understand in detail.
How to check car insurance status online?
Checking the status of your car insurance is a quick and straightforward process. The Insurance Information Bureau (IIB), a repository for insurance data, has been launched by the Insurance Regulatory and Development Authority of India (IRDAI). The IIB's official website is used to track the details of auto insurance policies.
The steps to check car insurance status online are as follows:
Online:
Visit the IIB web portal.
Provide the necessary information, including your name, email address, or mobile phone number, address, vehicle identification number, the date of the accident, and the security "Captcha" code.
Tap on the "Submit" button.
If the car-related insurance policy isn't available, the details of the preceding policy will show up instead.
If the approach fails to yield results, you may also look up the vehicle's engine and chassis number.
Here are some guidelines you need to follow to check vehicle insurance status online.
On IIB, you can find information about auto insurance policies starting from 1 April 2010.
Less than two-month-old insurance coverage won't appear in the IIB database as it requires time to get updated on the database.
Insurance companies only send the vehicle's engine and chassis numbers for new vehicles.
With VAHAN e-Services, you may also check car insurance status online.
If the Insurance Information Bureau of India website (iib.gov.in) is down, try the alternate technique described below to determine when your automobile and motorcycle insurance will expire:
Open the VAHAN e-Services official website and select "Know your car details" from the top menu.
Insert the required information, like the chassis number, name, and vehicle registration number (number plate details).
Code of Verification.
Click on "Search Vehicle."
You may check the date of the vehicle's insurance expiration online and other information about the car.
How to check car insurance status offline?
If you do not want to verify your car insurance status online, you can do so by contacting the relevant RTO. They'll be able to provide you with the details. If you have been in an accident and would like to discover the specifics of the other car's insurance coverage, you must contact the nearest RTO for the same.
Moreover, you can also call your agent or insurance provider, as they can also check the database for the status of any current car insurance.
Conclusion
Vehicle owners now have quick access to information about the insurance of their vehicles thanks to digitization. Everything can be handled online, including getting quotes, comparing insurance plans, figuring out premiums, choosing the best auto insurance plan, and checking status, making it a hassle-free experience as a result.
Click here to learn about the different types of car insurance plans available in India.
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