Navigating the Central Motor Vehicles Rule of 1989: A comprehensive guide


18 Jan 2024

Road rules unveiled: Kotak General Insurance insights

The Motor Vehicles Act of 1988 was passed as a comprehensive and compact legal instrument with the principal aim of governing every road transport vehicle within India's geographical boundaries. Although it was passed back in 1988, it was implemented on 1 July 1989. This particular act deals with a wide range of subjects including car insurance, traffic laws, registration of motor vehicles, penalties, permit controls, etc. This article will focus on some of the major Central Motor Vehicle Rules 1989. In this context, it must be mentioned that Kotak General Insurance’s car/ two-wheeler insurance also works per the Motor Vehicle Act of 1988, and Motor Vehicle Rules 1989.

Highlighting some basic rules of Central Motor Vehicle Rules 1989

Central Motor Vehicle Rules 1989 is a whopping aspect. Here, we will highlight some of the major and significant points:

  1. Rule 50 of CMVR, 1989, states the mandatory fixation of High-Security Registration Plates along with the exclusive third registration mark on every legally recognised motor vehicle.

  2. As per Rule 126 of CMVR, 1989, every motor vehicle manufacturer excluding semi-trailers, and trailers must mandatorily submit the authentic prototype of the concerned vehicle to be manufactured to be tested by 7 competent agencies which are ARAI (Pune), VRDE (Ahmednagar), CFMTTI (M.P.), IIP (Uttrakhand), CIRT (Pune), ICAT (Manesar), NRFMTTI (Hissar)

  3. Rule 138 of CMVR, 1989 has been amended and prescribed new rules relating to the safety measures of minor children below 4 years while being carried or riding on a motorcycle.

  4. Rule 41 provides that when a particular motor vehicle is jointly owned by more than one person, any relevant application must be signed by any one owner on behalf of other people.

  5. Rule 138 (4) (f) of CMVR, 1989 mandates for every two-wheeler manufacturer to supply protective head gears like helmets during the purchase of two-wheelers to ensure responsible riding and exercise enhanced road safety.

  6. Rule 104 states that if the distance between two side reflectors exceeds 3 meters, then additional side reflectors must be installed to maintain the distance between adjacent side reflectors at 3 meters only.

  7. Rule 115 mentions that motorbikes within 70 cc manufactured before 1st March 1990 must comply with the emission norms as prescribed.

  8. Section 177 of CMVR, 1989, states that competent authorities are allowed to restrict the control of your vehicle if you fail to maintain certain mandatory traffic rules, including signals, speed, etc.

  9. Rule 20 of CMVR, 1989 states that on conviction of any particular offence under the MV Act of 1988, or in the commission for which the concerned vehicle was used, the Court possesses the authority to disqualify the concerned individual from holding DL apart from imposing any other form of punishment depending on the circumstances.


One of the major highlights of the Motor Vehicle Act of 1988 is that it mandates every vehicle to maintain a valid insurance policy for plying. This ensures heightened road safety and responsible driving. Nowadays you can easily obtain car insurance and two-wheeler insurance online.

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Team Kotak GIC

The content of this blog has been created and carefully reviewed by the esteemed team at Kotak General Insurance, with the sole purpose of providing valuable guidance and sharing insights on the importance of general insurance. Our objective is to assist users in making informed decisions when purchasing or renewing insurance policies for their cars, bikes, and health. Our expertly curated information aims to empower our readers with the knowledge they need to protect their valuable assets and financial interests.