< Back



For the best coverage and rates, it's essential to keep your motor or car insurance provider updated about how you use your vehicle. Changes happen very quickly, and because of the same reason, it's simple to overlook tasks like notifying your insurance provider of significant changes to ease the car insurance claim.

It is never a good idea to keep critical info from your insurance provider since this could cause issues with your policy. It can also keep you from lowering the price of your automobile insurance.

7 important things you must always tell your car insurance provider

Below are a few important that you must tell your car insurance provider:

• Change in your driving habits

The necessity for insurance coverage or premium amount can alter as driving patterns change. For instance, fewer miles will be traveled if you cease going to work once you retire. Some insurance providers provide savings to motorists who log comparatively few kilometers annually. You must also let your provider know if you drive substantially more frequently than before.

• Adding security features

The price of car insurance can be decreased by some measures that help lower the risk of accidents or theft. These consist of adaptive headlamps, driver assistance, cruise control assist, collision avoidance, lane departure warning, theft alarm, and oblivious recognition functions.

• In case of an accident

Inform your insurance provider that you have been in a collision. The broker will initiate assessing whether you can make a car insurance claim and assist you in evaluating whether your car insurance policy is sufficient to pay for the damages. By offering guidance on what to gather and how to manage the immediate wake, your insurance provider might even assist you in evidence collection at the site of the accident.

• If you buy a new car

Ask your car insurance provider if the new vehicle can be insured immediately before you visit the showroom. Many insurance companies provide a grace period of up to 30 days, during which the previous vehicle's coverage can cover the new car. However, this rule might vary for different insurers.

• Car upgrades

Your car insurance premiums could vary if you make significant improvements to your car. To ensure you have the appropriate coverage, you must let your provider know about these modifications. These improvements may include new, elevated wheels, upgraded particulate filters, and stabilizer bars.

• Lending the car

Anyone who uses your car frequently should be listed as an identified party on your insurance plan. In addition, this also includes a young driver who just started driving your vehicle.

• Driving your car to work

Ask your car insurance provider if you require additional commercial car insurance before lending your car or using it for business purposes so that you are insured while doing so. Ascertain precisely, in which case you will and will not be reimbursed by your insurer.


Now that you know what pointers are essential to be informed, you must let your insurance providers know of these aspects. It can help you in case of any mishap or third-party accident. Always choose a suitable motor insurance for your car.

Disclaimer: The content provided is for education and informational purpose only, none of the information contained in our blog amounts to any form of opinion or advice. Please go through policy related documents carefully or consult an expert before making any insurance-related decisions.


Car Insurance Benefits


Benefits of car insurance

A car insurance can help you offset substantial financial loss that you may incur because of damage caused to your car

Add-on covers for Car Insurance


Must have Add On Covers for Car Insurance

A basic comprehensive car insurance covers damage to car, 3rd party liability and theft & loss of vehicle.

Car insurance


Right time to buy vehicle insurance

Buying a vehicle insurance is an important decision and you need to ensure that you make a timely purchase of vehicle insurance



Know How Car Insurance Premium Is Calculated

Car insurance premium calculation is based on various important factors. Learn about these factors.



Rules to follow for safe driving

Know About The Important Road Safety Rules To Follow





Significance of a motor vehicle insurance policy

Apart from financial security, know in what all ways a motor insurance policy is significant.



Maintenance tips for car engine

Follow these maintenance tips and buy a car insurance with engine protection cover to keep engine secure.

Monsoon Tips Car


Monsoon Tips for Car

Simple tips to help you stay safe and keep your car moving ahead during monsoon.

What is Zero Depreciation Cover


What is Zero Depreciation Cover

Read on to understand what is zero depreciation car insurance cover and how it works.

Questions Regarding Motor Insurance Policies


Questions Regarding Motor Insurance Policies

Essential questions answered about motor insurance policies in India.