How Buying Bike Insurance Offline Can Lead To These Issues


16 May 2022

Know how buying insurance policies offline can lead to threats. Check out the bike insurance policy online on Kotak General Insurance.

Insurance gives you financial security against adversities and helps you keep your savings intact. And, a bike insurance policy is no different. In India, it is mandatory for all bike owners to have at least a third-party liability insurance coverage at all times when they ride on the road. While many insurance companies in India offer a variety of road insurance plans at affordable premiums and with various benefits, one common doubt many people have while buying bike insurance is whether they should buy a policy online or offline? Buying a bike insurance policy offline is the traditional method and many people still rely on their insurance agent to suggest the best plan. However, you must know that buying bike insurance offline has many drawbacks, which are discussed below:

Delayed Process

When you buy bike insurance offline, you may have to deal with complicated paperwork and a slow approval process. Typically, when you apply for a bike insurance policy online, a single customer representative may handle multiple applications manually, which may take too much time. This means you would have to wait till your insurance is approved before you can take your bike for a ride. On the other hand, the bike insurance online process is fully automated, and it does not even involve dealing with paperwork. This significantly reduces the approval process and you get your insurance faster.

You May Lose Out On Various Offers And Discounts

Many insurance companies offer a wide range of exclusive benefits and offers to online bike insurance buyers. However, when you buy a policy offline, you may lose out on such opportunities.

Delayed response

When you purchase a bike insurance policy, you would want to ensure that the insurer quickly tends to your service requests. However, prompt service is a rarity in offline methods. Unlike the online process that remains open 24x7, in offline mode, you may not be able to do any transactions after the business hours or on holidays. This can be a major hindrance during an emergency.

Buy your bike insurance online with Kotak General Insurance

Now that you are aware of the various issues relating to buying bike insurance offline, you can avoid them and buy the Kotak Long Term Two Wheeler Secure bike insurance online from Kotak General Insurance. It is a comprehensive plan that covers third-party liabilities and damage to your own bike. If you have any doubts or queries or need any assistance with buying the policy, you can get in touch with our customer service representative through online chat facility or through toll-free number and we would be happy to help you in any way you want. Disclaimer: The content provided is for education and informational purpose only, none of the information contained in our blog amounts to any form of opinion or advice. Please go through policy related documents carefully or consult an expert before making any insurance-related decisions.

Team Kotak GIC

The content of this blog has been created and carefully reviewed by the esteemed team at Kotak General Insurance, with the sole purpose of providing valuable guidance and sharing insights on the importance of general insurance. Our objective is to assist users in making informed decisions when purchasing or renewing insurance policies for their cars, bikes, and health. Our expertly curated information aims to empower our readers with the knowledge they need to protect their valuable assets and financial interests.