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Insurance gives you financial security against adversities and helps you keep your savings intact. And, a bike insurance policy is no different. In India, it is mandatory for all bike owners to have at least a third-party liability insurance coverage at all times when they ride on the road.
While many insurance companies in India offer a variety of road insurance plans at affordable premiums and with various benefits, one common doubt many people have while buying bike insurance is whether they should buy a policy online or offline? Buying a bike insurance policy offline is the traditional method and many people still rely on their insurance agent to suggest the best plan. However, you must know that buying bike insurance offline has many drawbacks, which are discussed below:
When you buy bike insurance offline, you may have to deal with complicated paperwork and a slow approval process. Typically, when you apply for a bike insurance policy online, a single customer representative may handle multiple applications manually, which may take too much time. This means you would have to wait till your insurance is approved before you can take your bike for a ride.
On the other hand, the bike insurance online process is fully automated, and it does not even involve dealing with paperwork. This significantly reduces the approval process and you get your insurance faster.
Many insurance companies offer a wide range of exclusive benefits and offers to online bike insurance buyers. However, when you buy a policy offline, you may lose out on such opportunities.
When you purchase a bike insurance policy, you would want to ensure that the insurer quickly tends to your service requests. However, prompt service is a rarity in offline methods. Unlike the online process that remains open 24x7, in offline mode, you may not be able to do any transactions after the business hours or on holidays. This can be a major hindrance during an emergency.
Now that you are aware of the various issues relating to buying bike insurance offline, you can avoid them and buy the Kotak Long Term Two Wheeler Secure bike insurance online from Kotak General Insurance. It is a comprehensive plan that covers third-party liabilities and damage to your own bike.
If you have any doubts or queries or need any assistance with buying the policy, you can get in touch with our customer service representative through online chat facility or through toll-free number and we would be happy to help you in any way you want.
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