Electric bike v/s fuel Bike: Which one should you choose?


21 Jul 2023

Factors to consider when choosing between an electric bike and a fuel bike

With the wide range of two-wheeler alternatives on the market, choosing the ideal one as per your needs and budget might be difficult. The use of electric bikes is rising exponentially. Many people are considering purchasing electric bikes rather than fuel-powered bikes because of the continual increase in fuel prices and increased environmental awareness.

Also, e-bikes are very simple to operate and need little upkeep. Hence, it is impossible to avoid comparing an electric and a fuel bike. Continue reading to learn about the elements that might assist you in making an informed decision. Let's understand.

What is an electric bike?

An electric bike is a battery-powered motorcycle that helps with propulsion. The latest e-bikes employ lithium-ion batteries, which are more effective and efficient than conventional batteries. Without needing to be concerned about fuel loss, the battery may be charged using a charger. Electric bikes are also ecologically good since they produce no pollutants.

Fuel bike v/s electric bike - Which is better?

  • Impact on the environment - While using a fuel bike, you typically burn the fuel, which is usually gasoline, to produce energy. Moreover, the fuel being burned produces CO2 or carbon dioxide gas. Environmental contamination is largely caused by carbon dioxide. In contrast, an electric bike stores energy in battery packs and uses that energy to power the motors. There are no carbon emissions since there are no fuels being burned. As a result, an electric bike is far more eco-friendly than a fuel bike.

  • Cost - E-bikes and fuel motorbikes cost around the same. Yet, e-bikes are a cheap option when considering long-term costs like maintenance and fuel. Compared to e-bikes, petrol engines require more maintenance. The Indian government now permits you to receive a tax advantage of up to 28% on the purchase of environment-friendly electric vehicles. For an electric bike, you may get incentives of up to INR 15,000 per KWh.

  • Range & Convenience - In contrast to electric bikes, which are powered by batteries that are pre-installed, petrol motorbikes have an internal combustion engine that needs petrol as fuel to operate. To ride the e-bike without needing any gasoline assistance, simply charge it directly for 6–10 hours (as required). You may easily go 75–150 miles on a fully charged battery that has a 6–10-hour runtime. Moreover, a 3-6-year guarantee is included with the batteries; however, this warranty may vary from brand to brand. Nowadays, practically all gas stations have charging stations, making it easy to use e-bikes.

  • Maintenance - Regular maintenance and servicing are required for petrol bikes. The majority of motorcycles require servicing every three to six months. The bike requires routine maintenance since it contains several mechanical components to prevent wear and tear. If you don't, you risk having an unpleasant ride or getting stranded in the middle of the road. As they have a lot fewer mechanical components than their fuel counterparts, electric bikes require far less maintenance. On the other hand, you should also routinely clean the bike and charge it.


To make the best decision, consider the aforementioned factors while deciding between a fuel bike and an electric bike. Whichever bike you pick, make sure to always purchase bike insurance online or offline since it is required and may help you meet all of your financial & legal obligations in the event that damage is done to both your bike and the bikes of others.

Visit Kotak General Insurance for More Information.

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Team Kotak GIC

The content of this blog has been created and carefully reviewed by the esteemed team at Kotak General Insurance, with the sole purpose of providing valuable guidance and sharing insights on the importance of general insurance. Our objective is to assist users in making informed decisions when purchasing or renewing insurance policies for their cars, bikes, and health. Our expertly curated information aims to empower our readers with the knowledge they need to protect their valuable assets and financial interests.