Documents to check when buying a used car


20 Jul 2023

Ensure you have these documents before buying a used car in India

Did you know that in the financial year 2021-22, the used-car market in India recorded a $23 billion1 value? As the country sees a steady growth in its disposable income, the used car industry has experienced a buzz almost similar to the new car market. Factors such as the availability of certified cars, affordability, and the absence of waiting periods add to the convenience, and quite often, buying a used car becomes a more financially sound decision.

However, when buying used car in India, it is crucial to inspect not only the car's condition but also its paperwork. In this article, we'll discuss the list of documents that you should examine while purchasing a second-hand car.

  1. Registration certificate (RC):

The registration certificate is a fundamental document that confirms ownership and indicates the state and location where a vehicle is registered. When buying used car, it's crucial to ensure that the registration certificate is in the seller's name. Before proceeding with any other formalities, you must update the RC with the new owner's information. Nowadays, RC transfers can be conveniently completed online.

  1. Car insurance documents:

As mandated by the Motor Vehicle Act, all vehicles must be insured, and it's essential to obtain car insurance policy papers from the seller when purchasing a used car. This is because the policy can provide information on any claims filed by the previous owner(s), including whether the car was involved in a significant accident. If the new owner intends to keep the existing policy, they must transfer it to their name.

  1. Original car purchase invoice:

When purchasing a used car, you must obtain the original sales receipt from the seller. This document is necessary if a warranty issue arises with the vehicle and the manufacturer needs to repair a part or resolve a problem.

  1. Road-tax receipt:

When buying used car, the government levies a road tax, and a lifetime road tax receipt is issued upon registration. It's important to verify this receipt as it serves as the sole proof of road tax payment. It's advisable to keep a scanned copy of the road tax receipt in your email or print it out and keep it in the car for safekeeping.

  1. Car service records:

Although it is often overlooked, obtaining copies of all prior vehicle service records is crucial when purchasing a used car. This step ensures that you can verify the vehicle's proper maintenance history. Additionally, there is always the possibility that the vehicle may encounter issues with parts still under warranty. By having all of the service records and used car insurance on hand, you can provide them to the car service centre and claim the warranty.

  1. RTO forms: i.e. form 28, 29, 30, 32, and form 35:

  • Form 28 is necessary for obtaining a No Objection Certificate when transferring car ownership between states.

  • Form 29 serves as a notice of transfer of car ownership

  • Form 30 is an application for the intimation and transfer of car ownership

  • Forms 32 and 35 are required when the seller has taken out a loan to purchase the car.


Having all the mentioned paperwork in order is essential for your vehicle, and do not forget to purchase used car insurance online. It provides reassurance for you as the owner and ensures that your vehicle is in good standing.

Related Blogs

Buying Car Insurance for Your Second Hand Car

Comprehensive checklist for buying and selling second hand cars

Why you should buy a pre owned car

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Team Kotak GIC

The content of this blog has been created and carefully reviewed by the esteemed team at Kotak General Insurance, with the sole purpose of providing valuable guidance and sharing insights on the importance of general insurance. Our objective is to assist users in making informed decisions when purchasing or renewing insurance policies for their cars, bikes, and health. Our expertly curated information aims to empower our readers with the knowledge they need to protect their valuable assets and financial interests.