Following are the types of two-wheeler insurance offered by Kotak General
For a stress-free joyful ride, a vehicle insurance plan is very important. Not only does it help you protect yourself from uncertain accidents, but also from the legal consequences. As per the Motor Vehicle Act 1988, if anyone is found riding a motor vehicle without at least third-party insurance, they will be fined or, even worse - jailed in some cases. Hence, driving without valid two-wheeler insurance plans is considered a crime.
Following are the types of two-wheeler insurance offered by Kotak General -
Third-party bike insurance plan
Kotak's third-party two-wheeler insurance covers you from the liability expenses that might occur due to the accidental damage of the third-party properties or vehicle or due to the death of the third party. However, this plan does not cover the damage caused to the policyholder's bike.
Comprehensive bike insurance plan
Kotak's comprehensive two-wheeler insurance plan protects you against every situation, including man-made or natural disasters. It provides cover for theft, collision, fire, earthquake, etc. A comprehensive plan also has several add-ons such as Zero Depreciation Cover, NCB protector, Roadside Assistance, and many more.
Standalone own-damage insurance plan
Kotak's standalone own damage bike insurance plan covers you from the damage caused to your bike in an accident. In the event of theft, vandalism, a traffic accident, and natural or man-made calamities, a standalone own-damage coverage provides reimbursement for the damages to the two-wheeler. A standalone own-damages insurance coverage offers the insured financial protection for any damages to the two-wheeler in the event of an accident.
So, if you are looking for the best insurance policies for your motorbike or scooter, you can choose from the above-enlisted types of two-wheeler insurance plans offered by Kotak General. Let's understand the benefits Kotak has to offer.
The following are the benefits of Kotak General two-wheeler insurance plans -
You can instantly renew the plans.
Wide range of add-ons/riders to choose from
Three amazing plans for everyone to choose from - third-party, comprehensive, and OD standalone
Own-damage cover if the bike is stolen or damaged in a flood, earthquake, or other natural disaster. It also helps you cover in case of damage due to vandalism.
You can buy the policy online without much hassle.
Personal accidents cover that compensated you for up to 15 lakhs covering the driver.
The first and foremost reason to opt for bike insurance from Kotak General is the various bike insurance plans available.
24*7 emergency assistance
13000+ network garages where you can avail of cashless services
Various additional coverages are available
Kotak is well-known for its authenticity and quality service.
Digital assistance provided
Allows the insured to make multiple claims
Smooth and quick claim settlement
The various two-wheeler insurance plans available at Kotak General help you get the best one that suits your needs. It is always advisable to buy a comprehensive bike insurance policy to ensure you are covered against natural disasters, theft, fire, third-party liabilities, etc. So, if you still need to buy your bike insurance - now is the time.