Different two-wheeler insurance plans by Kotak General


19 Jul 2023

Following are the types of two-wheeler insurance offered by Kotak General

For a stress-free joyful ride, a vehicle insurance plan is very important. Not only does it help you protect yourself from uncertain accidents, but also from the legal consequences. As per the Motor Vehicle Act 1988, if anyone is found riding a motor vehicle without at least third-party insurance, they will be fined or, even worse - jailed in some cases. Hence, driving without valid two-wheeler insurance plans is considered a crime.

Two-wheeler insurance plans offered by Kotak General

Following are the types of two-wheeler insurance offered by Kotak General -

  • Third-party bike insurance plan

Kotak's third-party two-wheeler insurance covers you from the liability expenses that might occur due to the accidental damage of the third-party properties or vehicle or due to the death of the third party. However, this plan does not cover the damage caused to the policyholder's bike.

  • Comprehensive bike insurance plan

Kotak's comprehensive two-wheeler insurance plan protects you against every situation, including man-made or natural disasters. It provides cover for theft, collision, fire, earthquake, etc. A comprehensive plan also has several add-ons such as Zero Depreciation Cover, NCB protector, Roadside Assistance, and many more.

  • Standalone own-damage insurance plan

Kotak's standalone own damage bike insurance plan covers you from the damage caused to your bike in an accident. In the event of theft, vandalism, a traffic accident, and natural or man-made calamities, a standalone own-damage coverage provides reimbursement for the damages to the two-wheeler. A standalone own-damages insurance coverage offers the insured financial protection for any damages to the two-wheeler in the event of an accident.

So, if you are looking for the best insurance policies for your motorbike or scooter, you can choose from the above-enlisted types of two-wheeler insurance plans offered by Kotak General. Let's understand the benefits Kotak has to offer.

What are the benefits of Kotak General's two-wheeler insurance?

The following are the benefits of Kotak General two-wheeler insurance plans -

  • You can instantly renew the plans.

  • Wide range of add-ons/riders to choose from

  • Three amazing plans for everyone to choose from - third-party, comprehensive, and OD standalone

  • Own-damage cover if the bike is stolen or damaged in a flood, earthquake, or other natural disaster. It also helps you cover in case of damage due to vandalism.

  • You can buy the policy online without much hassle.

  • Personal accidents cover that compensated you for up to 15 lakhs covering the driver.

Features of Kotak General two-wheeler insurance

The first and foremost reason to opt for bike insurance from Kotak General is the various bike insurance plans available.

  • 24*7 emergency assistance

  • 13000+ network garages where you can avail of cashless services

  • Various additional coverages are available

  • Kotak is well-known for its authenticity and quality service.

  • Digital assistance provided

  • Allows the insured to make multiple claims

  • Smooth and quick claim settlement


The various two-wheeler insurance plans available at Kotak General help you get the best one that suits your needs. It is always advisable to buy a comprehensive bike insurance policy to ensure you are covered against natural disasters, theft, fire, third-party liabilities, etc. So, if you still need to buy your bike insurance - now is the time.

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How Depreciation Affects the Cost of Two Wheeler Insurance

Important two wheeler insurance terminologies

Does Two Wheeler Insurance Cover Damages Against Fire

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Team Kotak GIC

The content of this blog has been created and carefully reviewed by the esteemed team at Kotak General Insurance, with the sole purpose of providing valuable guidance and sharing insights on the importance of general insurance. Our objective is to assist users in making informed decisions when purchasing or renewing insurance policies for their cars, bikes, and health. Our expertly curated information aims to empower our readers with the knowledge they need to protect their valuable assets and financial interests.