Best crossover cars in India and their insurance cost


21 Jul 2023

All about insuring cross over cars in India

A vehicle type with a unibody construction is a crossover utility vehicle or crossover car. The best of both worlds may be found in a crossover vehicle, which combines an SUV with a hatchback to provide space for long-distance driving. They also feature enhanced ground clearance that can tackle any terrain, as well as tough characteristics similar to those of an SUV.

Given that India is the third-largest automotive market in the world, there are many possibilities in addition to crossover vehicles being in favor there.

You've come to the correct place if you're seeking feature-rich crossover cars that cost relatively less. The top 9 crossover vehicles in India are presented below, along with the rates of crossover car insurance.

India's most popular crossover cars

The list of crossover vehicles is shown below:

• Maruti Suzuki S-Cross

Maruti Suzuki offers four varieties of the S-Cross, with the base model priced atRs.8.6 lakhs. With a 1248 cubic capacity engine, this crossover car is a powerful option for all terrains. It will probably costRs.12,000 per year for car insurance online. By updating the S-Cross in 2017, Maruti disproved the label of "big hatchback" that critics had previously given it. The Maruti Suzuki S-Cross has an estimated 18–19 km/l of fuel efficiency.

• Kia Seltos

The Kia Seltos is an SUV/crossover featuring a 1497cc petrol engine and a 1493cc diesel engine. The car's starting price isRs.9.95 lakhs. The company has equipped the car with a sophisticated air filtration system. This is a brand-new feature for the section. It gets between 16-18 kilometers per liter of petrol.

• Datsun Redi-Go

The updated Datsun Redi-Go has a 999cc engine and an average fuel efficiency of 21–22 km/l. The starting price of this car makes it the finest inexpensive crossover SUV ever, with a range of 3.83 lakhs! Long-time owners have praised it for its sturdy construction, stunning interiors, and lack of vibrations at high speeds. It might require around 10,000 to insure this car.

• Ford Freestyle

This is a reasonable option when purchasing a crossover car. Ford Freestyle prices start at 7.28 lakhs rupees. The Maruti Suzuki Ignis may be contrasted with this hatchback/crossover vehicle. A Ford Freestyle costs aboutRs.16,000 to insure. It can travel between 19 and 24 kilometers per gallon.

• Honda WR-V

The Honda WR-V has an engine with a displacement of 1498cc and typically gets 17 to 24 kilometers per liter. Automatic climate control and a navigation system are two other features that may entice you to buy this vehicle.

This is a table that lists the top crossover vehicles available in India now, along with an estimate of their insurance costs. Remember that this represents a rough estimate of the price for a comprehensive car insurance policy of 1 year.


Insurance cost (Approx)

Maruti Suzuki S-Cross

Rs.10,000 to 20,000

Kia Seltos

Rs.16,000 to 32,000

Datsun redi-GO

Rs.4,000 to 9,000

Ford Freestyle

Rs.9,000 to 20,000

Honda WR-V

Rs.10,000 to 18,000


The high-end crossover car lineup in India combines the practicality of hatchbacks with the toughness of SUVs. And it has been one of the main factors contributing to the sharp increase in the popularity of these cars.

When you buy a vehicle, you must continue to spend money on a number of expenses, including car insurance online, etc. Hence, before making the final purchase, compare the crossover car insurance prices for each of these vehicles to get a good picture of your ongoing expenses.

Visit Kotak General Insurance for More Information.

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Team Kotak GIC

The content of this blog has been created and carefully reviewed by the esteemed team at Kotak General Insurance, with the sole purpose of providing valuable guidance and sharing insights on the importance of general insurance. Our objective is to assist users in making informed decisions when purchasing or renewing insurance policies for their cars, bikes, and health. Our expertly curated information aims to empower our readers with the knowledge they need to protect their valuable assets and financial interests.