14 Most commonly asked e-bike questions

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02 Jun 2023

Everything you need to know about electric bikes

In India, two-wheelers are one of the most common forms of transportation, and as the call for the usage of EVs becomes prevalent, electric two-wheelers are becoming more and more popular. The demand for electric bikes is even increasing. India has seen a rise in the use of e-bikes since the early 2010s, but in recent years, their sales have skyrocketed.

As e-bikes grow in popularity, bike insurance providers will start to offer coverage tailored just for them. It's crucial to know this since e-bikes are not covered by conventional bike insurance coverage. You may take advantage of this handy and environmentally beneficial form of transportation with numerous advantages, along with the right two-wheeler insurance coverage in place.

In this blog, we will answer 14 of the most crucial e-bike queries asked frequently.

  1. What are e-bikes?

Ans. E-bikes are two-wheeler electric vehicles that generally feature a small engine and battery, making them far more ecologically friendly than gas-powered scooters.

  1. How do e-bikes operate?

Ans. The motor of an e-bike is normally powered by a lithium-ion battery. The scooter or bike moves ahead when you press the throttle because a controller transfers energy from the battery to the engine. Regenerative braking is a feature of certain electric scooters, which slows the scooter down while the engine functions as a generator to charge the battery.

  1. How far can e-bikes ride?

Ans. The size of the battery and the motor affect the range of an e-bike. The majority of electric scooters have a range of 50 to 100 kilometers on a single charge.

  1. What will be my top speed?

Ans. Maximum assist speeds typically fall between 16 mph (25 km/h) and 28 mph (45 km/h).

  1. Are e-bikes beneficial for the environment?

Ans. There are no fossil fuels needed to run electric bikes; hence, they don't emit any pollutants and don't cause air pollution. But, we also need to consider that e-bikes still need electricity to charge, and part of that electricity frequently originates from fossil fuel-burning power plants.

  1. What is the maximum weight an electric scooter can sustain?

Ans. In general, the carrying capacity of all EVs, including e-bikes, is 150 kg, which is the same as that of any gasoline vehicle.

  1. How much do e-bikes cost?

Ans. Electric scooters can cost anything from /INR 1,00,000 to 3,00,000 lakhs. The cost of an electric scooter is determined by its brand, functionality, and battery life.

  1. Are e-bikes simple to operate?

Ans. Yes! Once you charge the battery, you can ride it without any gear transmissions involved.

  1. Where can I find electric bikes?

Ans. E-bikes are available at selected car dealerships and specialty shops for electric vehicles. Several online sellers also provide electric bikes for sale in India.

  1. Can electric scooters be charged in homes?

Ans. It is true that recharging an e-scooter is as easy as doing so for a cell phone. It is simple to charge it using a typical 6 Amp outlet or as specified by the company.

  1. What are a few benefits of buying an electric bike?

Ans. Overall, electric bikes offer a range of benefits and can be an excellent investment for those looking for an eco-friendly, cost-effective, and convenient mode of transportation.

  1. Is a helmet required for use with a non-RTO e-bike?

Ans. The laws and rules that apply to other motorized vehicles do not apply to e-bikes that are not registered with the RTO. As a result, you do not need to wear a helmet when using an electric scooter that is not registered with the RTO. However, do wear it for your own safety.

  1. How can I protect my electric bike?

Ans. You are not needed to get bike insurance if your car is a NON-RTO, but you may choose to safeguard your e-scooter with an insurance plan as per your requirement.

  1. How are electric bikes governed?

Ans. The Ministry of Road Transport and Highways is in charge of regulating electric bikes.

Nowadays, electric bikes are very popular, and for a good reason. It's time to figure out if you're going to purchase an e-bike now that you have all the information you require. A two-wheeler insurance policy should also be purchased in case of an accident.


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The content of this blog has been created and carefully reviewed by the esteemed team at Kotak General Insurance, with the sole purpose of providing valuable guidance and sharing insights on the importance of general insurance. Our objective is to assist users in making informed decisions when purchasing or renewing insurance policies for their cars, bikes, and health. Our expertly curated information aims to empower our readers with the knowledge they need to protect their valuable assets and financial interests.