10 Must-follow tips when riding through congested areas


21 Jul 2023

Read about 10 Must-follow tips when riding through congested areas. For more information, check out the bike insurance policy from Kotak General Insurance.

India is one of the most densely populated countries in the world. Especially metro cities like Mumbai, Delhi, and Bengaluru are extremely crowded and chaotic. While personal vehicles like two-wheelers are more convenient than public transport, riding through congested roads is a struggle of its own.

The traffic and congestion also result in safety concerns, requiring riders to be extra cautious. Here are 10 must-follow tips when riding through congested areas-

1. Keep your eyes and mind on the road

Distractions could prove hazardous on roads. So, ensure that you fully focus on riding and nothing else. Taking calls, listening to music, or using any other gadget when riding is a complete no-no. For enhanced safety, ensure you keep your mobile on silent when riding.

2. Follow the speed limits

The speed limit is determined based on the road design, geometric structure, and traffic conditions of the roads. Keep an eye out for speed limit sign boards when riding, and adjust your vehicle’s speed accordingly for improved safety.

3. Be patient at traffic signals

We often observe bike riders being the most impatient at traffic signals. If you are guilty of this mistake too, maybe it's time to change the habit. A delay of a minute or two won’t really make a difference to your schedule, but impatience while riding could have severe outcomes.

4. Watch out for pedestrians

Pedestrians often talk on their mobile phones when crossing the road. You should always watch out for such pedestrians, as a lot could go wrong in such scenarios. If there’s a zebra crossing, ensure you reduce your speed and let the pedestrians cross the road safely.

5. Keep a safe distance

Once the brake is applied, vehicles travel some distance before coming to a halt. The lack of space between vehicles could result in collisions. As a result, always maintain a safe distance from the vehicle in front of you. Follow a '2-Second Rule' for this. This means that your car should at least be 2-seconds behind the vehicle in front of you.

6. Plan ahead

Everyone wants to reach their destination on time. But rather than speeding through the roads, how about leaving a little early? By planning the journey ahead and using tools like Google Maps, you can avoid traffic and reach your destination safely.

7. Use protective gear

Many of the injuries caused by bike accidents can be avoided, or they could at least be minimized with the help of protective riding gear. So, don’t forget your helmet, gloves, jacket, boot, and knee and elbow guard while riding.

8. Regularly service your two-wheeler

Regularly servicing your bike is the most effective way to ensure all the components of your two-wheeler work as they should. Follow a disciplined bike servicing routine and give special attention to the wheels, brakes, clutch, and gear for a smooth and safe ride.

9. Purchase and renew bike insurance

Bike insurance protects you against the financial liabilities of being involved in an accident. Moreover, third- party bike insurance is mandatory by law. So, ensure that you always carry valid two-wheeler insurance and renew it before expiry to remain protected.

10. Invest in a feature-packed comprehensive bike insurance

Bike owners can also invest in a comprehensive two-wheeler insurance policy policy for added protection. While a third- party policy only covers third-party damages, a comprehensive policy covers own damages and a host of other risks too.

Ride safe, ride smart

Road accidents are getting increasingly common due to the growing number of vehicles on Indian roads. However, by following the safety tips listed above, you can significantly enhance your riding safety and protect others too.

If you’re looking to purchase or renew your bike insurance, look for a reputed insurer and invest in a feature-packed comprehensive policy for its added benefits.

Team Kotak GIC

The content of this blog has been created and carefully reviewed by the esteemed team at Kotak General Insurance, with the sole purpose of providing valuable guidance and sharing insights on the importance of general insurance. Our objective is to assist users in making informed decisions when purchasing or renewing insurance policies for their cars, bikes, and health. Our expertly curated information aims to empower our readers with the knowledge they need to protect their valuable assets and financial interests.