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cashless health insurance

Medical costs are rising with each passing day. With a whopping 14%, India recorded the highest medical inflation in Asia in the year 2021. Although there may be no stopping hefty medical bills, there is a way to save yourself from exhausting your hard-earned savings. Having health insurance can save you a lot whenever there is a need for medical treatment. Kotak General Insurance understands the need for better facilities which is why you have the option to choose cashless health insurance where you need to make no payments for admissible bills. The bills are cleared directly with the network hospital without you getting hassled. Read on to know more about it.

Top 7 reasons to buy a cashless health insurance plan:

When it comes to medical emergencies, personal savings can be grossly scarce. Cashless health insurance allows you to relax and get the treatment done without worrying about the payment. But wait, that's not the only reason. Others include:

1. Let Kotak pay for you.

Cashless health insurance is a feature where the policyholder does not have to pay medical bills. A cashless treatment includes the expenditure on pre and post-hospitalization treatment, daycare expenses, ambulance charges, critical illness treatment, etc. You can visit any network of healthcare providers across the country and avail of cashless treatment.
As per the recent directives of the IRDAI, Insurance Regulatory and Development Authority of India, the Healthcare Professional Registry would build up a network of medical practitioners where an insured individual can seek a cashless visit.

2. Mental peace during unfortunate situations.

Having peace of mind during medical emergencies is very important. The very basic concern during such times is financial need. Having health insurance ensures you do not have to worry about finances.

3. Reliability that lets you save more.

During a health crisis, one cannot skip several other financial needs of life. So, when you do not have to make payments from your end, you can focus on other financial commitments without any hindrance.

4. A feature not limited to only your location

One of the best things about the cashless health insurance of Kotak is that a policyholder does not have to limit to a specific location. Across the country, Kotak offers a robust network of more than 7000 hospitals where one can avail of cashless treatment.

5. Skip hefty paperwork.

Claiming health insurance may involve paperwork that can consume a lot of time. However, with cashless health insurance, minimal to no paperwork is required so that the patient can better focus on the treatment and not formalities.

6. Quick procedure.

A network hospital is beneficial when it comes to payment and quickly carries out the treatment process. The hospital soon approves and begins the treatment by submitting a few documents and informing Kotak.

7. Do not compromise anymore.

Medical treatment has become costlier than ever before, forcing people to compromise with their treatment. However, when you have cashless health insurance, you won't have to compromise anymore with your health treatment.


Kotak's health insurance ensures that each policyholder gets the most out of the plan, which is why the company provides a wide range of network hospitals. Get your plan renewed on time to keep availing of the benefit and tackle the health crisis hassle-free. You can easily compare different health insurance online and choose the right one for yourself and your family.

Disclaimer: The content provided is for education and informational purpose only, none of the information contained in our blog amounts to any form of opinion or advice. Please go through policy related documents carefully or consult an expert before making any insurance-related decisions.


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