The link between obesity and chronic diseases: How to break the cycle


03 Jul 2023

Breaking the Cycle: Obesity & Chronic Diseases

Obesity has emerged as a growing global health concern, affecting millions of individuals worldwide. Beyond its immediate impact on physical health, obesity is closely linked to an increased risk of chronic diseases such as diabetes, cardiovascular issues, hypertension and certain types of cancer. Let's explore how insurance coverage for obesity and chronic disease treatment helps an individual to cope with it smoothly.

What are obesity and chronic disease?

Obesity is a medical condition characterized by excessive body fat accumulation, often resulting from a combination of genetic, environmental and lifestyle factors. Chronic diseases, on the other hand, refer to long-lasting health conditions that typically progress slowly over time and often have complex causes.

Understanding the link between obesity and chronic diseases

Obesity is not merely a cosmetic issue; it is a complex health condition that can lead to a range of chronic diseases. Excess body weight puts immense strain on organs and tissues, leading to metabolic disturbances which is a primary factor in the development of chronic diseases. Let's understand the link between obesity and chronic diseases.

  • Diabetes

Obesity is a major risk factor for type 2 diabetes. Insulin resistance, which often accompanies obesity, impairs the body's ability to regulate blood sugar levels, leading to diabetes.

  • Cardiovascular issues

It is strongly associated with heart diseases, including hypertension, coronary artery disease, and stroke. The increased workload on the heart and blood vessels due to excess body weight can lead to serious cardiovascular problems.

  • Hypertension

Obesity can raise blood pressure levels, increasing the risk of hypertension. High blood pressure is a significant risk factor for heart attacks, strokes, and other cardiovascular events.

  • Cancer

Studies have shown a link between obesity and certain types of cancer, including breast, colon, endometrial and kidney cancer. Excess fat cells release hormones that promote tumour growth and lead to cancer development.

How to break the Cycle through Health Insurance

Health insurance for chronic illness plays a crucial role in addressing the challenges posed by the link between obesity and chronic diseases. By focusing on preventive measures and encouraging healthier lifestyles, they can effectively break the cycle and mitigate the impact of obesity-related chronic diseases.

  • Chronic disease insurance can incentivize policyholders to undergo regular health screenings and preventive check-ups. Early detection of obesity and related health issues can lead to timely interventions and better outcomes.

  • Insurance coverage for obesity treatment-based weight management programs, such as nutrition counselling and weight loss treatments, can help individuals struggling with obesity adopt healthier habits.

  • Obesity insurance coverage offers incentives or discounts for policyholders who participate in wellness programs, quit smoking, or engage in regular physical activity.

  • Educating policyholders about the risks of obesity and chronic diseases, as well as the benefits of a healthy lifestyle, can empower them to make informed decisions about their well-being.


Proactively, addressing obesity through preventive care, coverage for weight management programs, incentives for healthy behaviours and health education, kotak general insurance will help you in breaking the cycle and improving the overall health and well-being of every individual.

Related Blogs

Corporate Health Insurance Policy When Switching Jobs

Diabetes And Mental Health is Connected

question for insurer when buying health insurance plan

Team Kotak GIC

The content of this blog has been created and carefully reviewed by the esteemed team at Kotak General Insurance, with the sole purpose of providing valuable guidance and sharing insights on the importance of general insurance. Our objective is to assist users in making informed decisions when purchasing or renewing insurance policies for their cars, bikes, and health. Our expertly curated information aims to empower our readers with the knowledge they need to protect their valuable assets and financial interests.