Reasons why you need health insurance this New Year and Christmas


26 Jul 2023

Read about AReasons why you need health insurance this New Year and Christmas. For more information, check out the health insurance policy from Kotak General Insurance.

Winters are here, and the excitement of celebrating New Year and Christmas. This time of the year is to celebrate with loved ones and not stay stressed. You need to take care of your health. A health emergency does not come, and handling it, along with the financial strain, is a big no.

Do not dampen your spirits with the stress of falling sick and managing expenses. Since a health emergency cannot be avoided, the answer is health insurance. This is a necessity in the present times, where medical costs are sky-high and increasing yearly. Insurance companies offer many health plans that will take care of this.

Why should you get health insurance on New Year and Christmas?

1) To protect your family.

Everybody works hard to ensure their family is taken care of, and health insurance is essential. You can buy a family health cover this festive season to ensure they are all protected and no medical emergency or the stress of having one will not make you and your loved ones enjoy the festivities.

2) Combat lifestyle diseases.

Lifestyle diseases are on the rise due to the hectic and, to a large extent, sedentary lifestyle we all lead. It is wrong to think it happens to people in their old age. On the contrary, more and more younger people are seen being affected. Thus, if you do not have health insurance, it is high time you get it, as health insurance plans also cover regular medical tests, which will monitor your health and ensure that you stay safe.

3) Handle medical inflation.

Medical inflation is exceptionally high in the country today. Better technology, high demand, etc., contribute to the rise in treatment costs. Besides hospital bills, many other medical expenses come with being sick. These expenses are not easy to bear, and if you think you can manage from your salary, it is tough and will also affect your savings. Why spend your hard-earned money on hospital bills? It is better to have health insurance that will cover all these costs.

4) Check your insurance coverage.

This New Year and Christmas, check if your health coverage is good, keeping the medical costs and your family's requirements in mind. If you think more than this is needed, you can find health insurance plans like top-ups to your existing strategy or look at another policy with better coverage to add to the existing one. The options are many, and you need to see what needs to be done.

5) Protect your savings.

Festivals are times to enjoy and not stress about money. During these times, if god forbid there is a medical emergency, you should not be worried about using your savings for medical expenses. On the other hand, you should leave this stress to the insurance company, and your health plan will take care of the rest.


New Year and Christmas are great times to enjoy with family and friends. Ensure you have a health insurance plan for any medical emergency. You should ensure your family is covered and also your friends. Health insurance plans also make a good gift this festive season. So, go ahead and insure yourself and your loved ones and enjoy the festivals stress-free.

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Team Kotak GIC

The content of this blog has been created and carefully reviewed by the esteemed team at Kotak General Insurance, with the sole purpose of providing valuable guidance and sharing insights on the importance of general insurance. Our objective is to assist users in making informed decisions when purchasing or renewing insurance policies for their cars, bikes, and health. Our expertly curated information aims to empower our readers with the knowledge they need to protect their valuable assets and financial interests.