Monsoon fevers that need your attention


26 Jul 2023

Read about 6 monsoon fevers that need your attention. For more information, check out the health insurance plans from Kotak General Insurance.

Monsoons arrive after the scorching summers and bring with them showers that refresh the whole of India. Often called the season of happiness, relief, and joy, the monsoon rains provide sustenance to crops and vegetation throughout the country. However, the season also brings with it an increased risk of fever-related illnesses, and it is important to be aware of the different fevers that may occur during this time. Here, we discuss six of the most common monsoon fevers and how to best manage them with the right health insurance policy.

Monsoon fevers that need your attention:

1. Dengue:

Dengue is a viral infection caused by the Aedes mosquito, and the symptoms include high fever, swollen lymph nodes, rashes, headache, low platelet count, and hypersensitivity. There is no specific antiviral treatment for dengue fever, so treatment focuses on relieving symptoms and preventing complications. This includes rest, hydration, and pain relief.

2. Chikungunya:

Adding to the list of mosquito-borne illnesses that become prevalent during the monsoon season is chikungunya, caused by the chikungunya virus (CHIKV). The virus is transmitted by Aedes albopictus mosquitoes that can bite people during the day and at night. The disease is characterised by a high fever followed by severe joint pain. Unfortunately, there is currently no vaccine or medication available to prevent or treat chikungunya virus infection.

3. Malaria:

Malaria is a potentially life-threatening condition caused by the Plasmodium parasite, which is transmitted to humans via female Anopheles mosquito bites. The most common symptoms of malaria include fever, chills, headache, muscle aches, diarrhoea, nausea, fatigue, etc. In severe cases, it can cause organ failure and death, especially in young children and pregnant women.

4. Typhoid:

Poor sanitation can often lead to the development of typhoid, a water-borne illness that is caused by the S. Typhi bacteria. Consumption of improperly prepared or stored food and drink is the primary mode of transmission, and the bacterial infection can spread to other organs in the body. Symptoms of typhoid fever may include fever, headache, weakness, discomfort, and sore throat.

5. Viral fever:

During the monsoon season, viral fevers are quite common, although they may occur at other times of the year as well. Symptoms of viral fevers typically include high fever, along with a cold and cough.

6. Leptospirosis:

Leptospirosis is transmitted through contact with polluted water or soil. This bacterial infection can afflict both humans and animals, causing symptoms such as high fever, headache, chills, vomiting, jaundice, abdominal pain, and rashes. According to experts, the number of cases could rise in regions experiencing heavy rainfall, as individuals may contract the disease while wading through contaminated rainwater.

Does health insurance cover monsoon fevers?

Apart from the soothing rains, monsoon brings with it a range of monsoon fever & cough that can prove to be fatal at times. In order to keep you protected from unforeseen medical emergencies, most monsoon fevers are covered by health insurance policies.

In some cases, health insurance plans may have exclusions for certain types of illnesses or may require you to pay a higher premium in order to obtain coverage for these types of diseases. It is important to review the terms and conditions of your health insurance policy to determine what illnesses are covered and what expenses are included in your coverage.


While the monsoon season is undoubtedly enjoyable and provides a respite from the scorching summer months, it is crucial to priorities your health during this time. To prevent monsoon fever & cough, a few simple precautions can go a long way, such as wearing body-covering clothes, using insect repellents regularly, and also using bed nets. Remove any standing water near you to control the mosquito population from growing. In addition, ensure that you have an adequate health insurance policy and stay safe against monsoon medical emergencies.

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Team Kotak GIC

The content of this blog has been created and carefully reviewed by the esteemed team at Kotak General Insurance, with the sole purpose of providing valuable guidance and sharing insights on the importance of general insurance. Our objective is to assist users in making informed decisions when purchasing or renewing insurance policies for their cars, bikes, and health. Our expertly curated information aims to empower our readers with the knowledge they need to protect their valuable assets and financial interests.