Benefits of Buying Health Insurance Policy Online


14 Nov 2019

Health Insurance Online: Learn how buying a health insurance plan online for you & your family members in difficult times, visit Kotak General Insurance website.

As the number of internet and smartphone users are increasing every single day, it’s only natural that insurance companies have decided to take their processes online. Today, buying health insurance has become straightforward, easy and convenient. You are no longer required to find an agent, fill up lengthy forms, pay a premium and then wait to receive your policy. With the internet, everything can be done in a few easy clicks. If you’re still unsure about whether or not you need to start buying health insurance online, let’s take a look at the benefits you can enjoy:

1. Buying Online is Cost-Effective

When you buy your policy directly from the company’s website, you’ll get a better deal than if you would go through an agent. This is simply because the insurance provider will save money on documentation and the agent’s commission, which translates into lower premiums for you.

2. There’s No Hidden Agenda

When you work with an agent, chances are that they will only provide you with those insurance policies that serve their interests and give them the most commission. Sometimes, the plans they offer you may not be ideal for your situation. They are also likely to encourage you to purchase individual plans for family members instead of a single family health insurance which may serve you better. When you buy your policy online, you have easy access to all the features, benefits, and even exclusions offered by various policies, so you can choose what suits your interests.

3. You Can Check Various Policy Options

Your agent may only provide you with 3 or 4 policy options. If you do a quick online search, you’ll find a number of policies. You can go with a policy that is perfectly tailored to your medical needs.

4. Buying Online is Quick and Easy

When you’re buying a policy online, you don’t have to fill up lengthy forms. Instead, you can quickly input the minimal details required directly on the insurance provider’s website and make the payment – even when you’re on the go! You’ll receive your online medical insurance policy in your e-mail inbox moments after you’ve made your payment. Plus, you will have complete control over the information you provide, so you won’t have to double check if the agent spelled your name right or not. It’s definitely the most convenient way to buy insurance.

Purchasing insurance online comes with a host of benefits. So, if you haven’t already gotten onto the digital India bandwagon, now is the time to hop on board. If you’re looking to buy a great health plan online for you and your family members, click here.

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Team Kotak GIC

The content of this blog has been created and carefully reviewed by the esteemed team at Kotak General Insurance, with the sole purpose of providing valuable guidance and sharing insights on the importance of general insurance. Our objective is to assist users in making informed decisions when purchasing or renewing insurance policies for their cars, bikes, and health. Our expertly curated information aims to empower our readers with the knowledge they need to protect their valuable assets and financial interests.