Advantages of buying Kotak health insurance policy


21 Jul 2023

Read about Advantages of Kotak health insurance policy. For more information, check out the health insurance plans from Kotak General Insurance.

With health concerns being a pressing concern, especially after the pandemic, it has become a priority for many to get the best medical insurance. Comprehensive coverage, quick claim settlement, and affordable premium are some of the features that people often look for in a good health insurance company. With a high claim settlement ratio, Kotak health insurance is among the top-rated health insurance choices. A well-established name in the health insurance sector, Kotak health insurance allows you to choose a health insurance plan that is in line with your medical needs as well as your budget. The right kind of policy provides you with much-needed financial support while helping you avail of the best available medical facilities in times of health crisis. Some of the reasons why you can look forward to Kotak health insurance are: 1. Affordable coverage for your whole family Depending on the type of health insurance opted for; most health insurance plans let you include all your dependent family members under one medical insurance. It is commonly known as the family floater health plan. Here, any of the insured family members can avail of the benefits of the health plan, and there will be no need to purchase a separate policy for everyone. 2. A wide range of coverage Right from pre and post-hospitalisation coverage and ambulance expenses to day-care treatment and critical illness, Kotak policy provides a wide range of features. In a medical emergency, having a comprehensive health insurance policy can be very helpful. It allows you to concentrate on the treatment rather than worrying about the expenses. 3. The easy digital process These days, health insurers allow you a lot of ease and convenience. Right from purchasing a plan or renewing it to raising a claim, everything can be done in a few clicks. You can quickly view your policy details and the claim status as well. In case you want, you also have the option of settling claims offline. 4. Wide network of hospitals With Kotak health insurance, you can get access to the best hospitals in the country. With over 7000 healthcare providers, you can rest assured that you are never really far from the right treatment. 5. Tax benefits Apart from all the advantages offered, tax benefits are one major feature of medical insurance. Policyholders can enjoy a tax deduction of up to INR 25,000 under Section 80D of the Income Tax Act for premium payment towards a health insurance plan for themselves, their spouse and dependent children. There is an additional benefit for medical insurance premium payments for dependent parents as well. Conclusion The rising medical costs have made health insurance plans a must for everyone. Coping with ongoing financial commitments of life may become problematic in times of a medical crisis due to the unabated increase in healthcare costs. Kotak health insurance saves you from financial panic during medical emergencies. Under one plan, you get to include your spouse and family as well as opt for add-on benefits to widen the coverage of the plan. So, invest in a health insurance plan today to ensure a safety shield against illnesses. Related Blogs Renewing your health insurance Steps Involved to Claim Health Insurance Documents Required to file Health Insurance Claim Disclaimer: The content provided is for education and informational purpose only, none of the information contained in our blog amounts to any form of opinion or advice. Please go through policy related documents carefully or consult an expert before making any insurance-related decisions.

Team Kotak GIC

The content of this blog has been created and carefully reviewed by the esteemed team at Kotak General Insurance, with the sole purpose of providing valuable guidance and sharing insights on the importance of general insurance. Our objective is to assist users in making informed decisions when purchasing or renewing insurance policies for their cars, bikes, and health. Our expertly curated information aims to empower our readers with the knowledge they need to protect their valuable assets and financial interests.