Insurance that has it all

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  • 4200+

    Network Garages

  • 9000+

    Healthcare Providers

  • 1.23 Cr Policies +

    Issued and Counting

  • 24/7

    Around The Clock Assistance

*The above data is till 30th September, 2023

Why Choose Kotak General Insurance

We protect you, your future and the things you care aboutgreet

  • A trusted brand

    When it comes to keeping your money and your life safe and secure, it pays to go with a reputed company. The Kotak Group has an illustrious history that spans over 3 decades, and is considered to be one of the most trusted brands in the country.

  • Get claims super fast & quick

    Insurance is a long-term endeavour, so we ensure customers with peace of mind, protecting them against all odds, no matter what. Thus, we have a fast and hassle-free claim process.

  • You can count on Kotak Insurance at all times

    Kotak General Insurance is a safety net for people when life unexpectedly throws curveballs in their way. That's why we are here at your service, 24/7, with our team of experts ready to help & assist you anywhere, anytime.

  • Claims Experience

    Amongst the best claims settlement ratios with 99% for Car Insurance & 94% for Health Insurance for FY 23

Kotak General Insurance
Kotak General Insurance

Look what they have to say about Kotak General Insurance.

Kotak General Insurance
Reviews & Ratings

Look what they have to say about Kotak General Insurance.

We are delighted if you are satisfied with our general insurance service and products. Let's read genuine reviews from customers who bought Kotak General Insurance products.

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Car Insurance

Entire process starting from claim registration to the completion was very speedy and smooth. After claim registration I did not need to talk or remind the company. It was my first experience of its kind which I felt wonderful. Thanks Kotak General Insurance!

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Bike Insurance

It was a smooth experience. Will surely recommend my friends for Kotak. Thank you it was a good experience.

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Health Insurance

No regrets for choosing kotak health insurance policy. Very happy to share this feed back.

The insurance that fits your needs

Cause we carehandshake

Bike Insurance

Make every ride a safe one with us

  • Protect your ride with two-wheeler insurance that provide coverage, keeping you and your beloved bike safe while riding.

  • 99% Claim settlement ratio

  • 24/7 claim assistance

No inspection; hassle free policy

Health Insurance

Your bridge to premier healthcare

  • Comprehensive health insurance plans will take care of you when you need us the most

  • 94% Claim settlement ratio

  • 9000+ network of cashless hospitals

Car Insurance

Safeguarding you always, so you drive happy

  • Comprehensive car insurance plans will take care of you when you need us the most

  • 99% Claim settlement ratio

  • Instant policy issuance

8 out of 10 opt add-ons for enhanced protection

Car Insurance

Your bridge to premier healthcare

  • Comprehensive car insurance plans will take care of you when you need us the most

  • 97% Claim settlement ratio

  • 24/7 Claim Quick Assistance

Health Insurance

Your bridge to premier healthcare

  • Comprehensive health insurance plans will take care of you when you need us the most

  • 97% Claim settlement ratio

  • 24/7 Claim Quick Assistance

Need Help? Head over to our learning centre

  • Car Insurance

    Car Insurance

    Whether you’re a new driver looking for your first insurance policy or a seasoned driver looking to switch providers, Kotak general car insurance blog page has everything you need to know about your insurance.

    Learn morearrow
  • Bike Insurance

    Bike Insurance

    Provides expert insights and advice on everything you need to know about insuring your motorcycle or scooter, from choosing the right coverage to filing claims and dealing with accidents.

    Learn morearrow
  • Health Insurance

    Health Insurance

    Page provides expert insights and advice on everything you need to know about health insurance, from selecting the right plan to navigating the claims process.

    Learn morearrow

Frequently asked questions

General insurance, also known as non-life insurance, refers to a type of insurance that provides coverage for various risks and losses other than those related to life or health. It includes insurance policies that protect individuals, businesses, and assets against financial losses resulting from unforeseen events.

The 7 Types of general insurance are as follows

  1. Motor Insurance

  2. Car Insurance

  3. Two Wheeler Insurance

  4. Liability insurance

  5. Health insurance

  6. Travel Insurance

  7. Marine Insurance

  8. Property Insurance

  9. Pet Insurance

General insurance refers to insurance coverage that protects individuals, businesses, and assets against a wide range of risks and losses, excluding life or health-related risks. General insurance provides benefits such as financial protection, risk management, business continuity, legal compliance, peace of mind, customized coverage and additional benefits in exchange for regular premium payment.

General insurance provides coverage for various risks and losses other than those related to life. Motor insurance is one of the examples which offers coverage for vehicles against risks like accidents, theft, vandalism, third-party liability, and damage to the vehicle. Another example is while health insurance generally falls under life insurance, it can also be considered a type of general insurance. Health insurance provides coverage for medical expenses, hospitalization costs, and other healthcare-related expenses.

The principles of general insurance serve as the foundation for how these policies are designed and operated. It encompasses a wide range of insurance products that provide coverage for assets, liabilities and risks other than life.

Kotak Mahindra General Insurance offers comprehensive insurance for private and commercial use vehicles. It also offers comprehensive health insurance to keep you financially protected during times of illness which is beneficial for policy holders.

A 100% subsidiary of India's fastest-growing bank, Kotak Mahindra Bank Ltd., Kotak General Insurance was established to service the growing non-life insurance segment in India. At Kotak Mahindra General Insurance, we value customer service, quality, and innovation above everything else.

Within India: 1800 266 4545 (Toll-free) From Overseas: +91-22-61249600 (IST 8 am to 8 pm) For Road Side Assistance and Health Claims 24/7.

Every non-life asset holds a financial value which can lead to major setbacks if damaged or stolen; similarly, the rising healthcare costs can completely drain your savings if you or any member of the family suffers from any health ailments. This is why having General insurance is vital to protect your finances during such critical times. General insurance provides financial protection for self and family owing to the risks that may be caused due to diseases, accidents, theft, natural calamities, etc. You can choose General insurance online for your health and your Motor vehicle from our website.

Yes, you can buy general insurance online. Buying general insurance online is safe if you buy it from an IRDAI registered insurer and an authentic website. Buying general insurance online can be a quick and easy process and requires little or no documentation. Also, you can customize your insurance by choosing the riders you need to get enhanced protection.

General Insurance covers all non-life assets such as your home, vehicle, health, and even your travel from any damages caused due to theft, accident, manmade or natural calamities. There is a range of insurance plans to cover each of your assets.

  • Home insurance for your home

  • Travel insurance for travel

  • Health insurance for your health

  • Motor insurance for all vehicles plying on roads. This insurance is further sub-divided into four-wheeler insurance, two-wheeler insurance, and commercial vehicle insurance.

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"Always by your side. Keeping you safe"